631 Mill St, Excelsior, MN 55331 Property Records

Hennepin County property record for 631 Mill St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,533 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Company Names on File
Last Sale	$565,000 (Dec 2017)
Tax Bill	$9,560 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-117-23-32-0046`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-32-0046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,533 sqft Living Area
Gross Area	3,201 sqft
1st Floor Area	1,449 sqft
2nd Floor Area	941 sqft
Basement Area	668 sqft
Family Room	Family Room
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2015
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	146 ft deep x 137 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	529 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	530 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	631 MILL ST
City	EXCELSIOR
State	MN
Zip	55331-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 A SPRUCE TERRACE THAT PART OF LOT 15 LYING NWLY OF A LINE RUNNING FROM A PT ON NELY LINE THOF DIS 25.32 FT NWLY FROM MOST ELY COR THOF TO A PT ON SWLY LINE THOF T S111X146X112X146
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	32
Legal Subdivision	SPRUCE TERRACE
Legal Block	4
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	4
Census Block	4008
Census Tract	27501

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	631 MILL ST, EXCELSIOR, MN 55331-3242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Dec 12, 2017	Grant Deed, Transfer BELL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	20175498323
Last Transfer Date	May 23, 2025
Transfer Doc	00T6138916
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	631 MILL ST, EXCELSIOR, MN 55331-3242
Document Number	0005704297
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	631 MILL ST EXCELSIOR MN 553313242, EXCELSIOR, MN 55331-3242

Mortgage

Document Number	0005704297
Date	Apr 30, 2020
Instrument	5704297

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 12, 2017
Property Address	631 MILL ST, EXCELSIOR, MN 55331-3242
Document Number	0005498323
Instrument Date	Dec 8, 2017
Instrument	5498323
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 MILL ST EXCELSIOR MN 553313242, EXCELSIOR, MN 55331-3242

Mortgage

Document Number	5498324
Date	Dec 12, 2017
Instrument	5498324

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,560.00 (+22.34%)	$735,000 (+16.11%) Land $224,400 Building $510,600	$735,000 (+16.11%) Land $224,400 Building $510,600
2023	$7,814.00 Homeowner's exemption
2022		$633,000 Land $158,000 Building $475,000	$633,000 Land $158,000 Building $475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1993–2014)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2014 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Metronet Holdings.

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