Santa Clara County property record for 631 Mercado Ct, Milpitas, CA 95035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,771 sqft · built 1982 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Jul 1995) |
| Tax Bill | $5,535 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 028-07-030 |
| Primary APN | 028-07-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 1,771 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Old Parcel Number | 02807030 |
|---|---|
| Street Address | 631 MERCADO CT |
| City | MILPITAS |
| State | CA |
| Zip | 95035-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 6153 BOOK 434 PAGE 1 PAGE 2 LOT 33 |
| Legal Tract | 6153 |
| Legal Lot Number | 33 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 504414 |
631 Mercado Ct is owned and occupied by two individuals who bought it in July 1995.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 MERCADO CT, MILPITAS, CA 95035-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 1995 · Amount on File |
| Deed Sale | Jul 26, 1995 · Amount on File |
| Deed Document Number | 199512962229 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 631 Mercado Ct was $5,535 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $467,653 (+2%) Land $211,797 Building $255,856 | |
| 2025 | $5,535.00 Homeowner's exemption | $458,485 Land $207,645 Building $250,840 |
| 2023 | $5,308.00 (+0.38%) Homeowner's exemption | $440,683 Land $199,583 Building $241,100 |
| 2022 | $5,288.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 631 Mercado Ct in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 10 (1978–2014) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Mercado Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, Tekify Fiber & Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures