629 Mercado Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 629 Mercado Ct, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,290 sqft · built 1982
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$1,555,000 (Apr 2019)
Tax Bill	$20,148 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`028-07-031`

Property Details

APN / Parcel Number

Primary APN	`028-07-031`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
1st Floor Area	1,322 sqft
2nd Floor Area	968 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	629 MERCADO CT
City	MILPITAS
State	CA
Zip	95035-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34
Legal Subdivision	TRACT NO 6153
Legal Tract	6153
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	504414

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	629 MERCADO CT, MILPITAS, CA 95035-3649
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 9, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 4, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jun 4, 2018	Quit Claim Deed, Transfer · Line of Credit KEYPOINT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Nov 5, 1999 · Amount on Record
Deed Document Number	201924151824
Prior Transfer Date	May 11, 1995
Prior Transfer Doc	0012887548
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	629 MERCADO CT, MILPITAS, CA 95035-3649
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 MERCADO CT, MILPITAS, CA 95035-3649

Mortgage

Document Number	0025121338
Date	Oct 4, 2021
Instrument	25121338

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 20, 2020
Property Address	629 MERCADO CT, MILPITAS, CA 95035-3649
Document Number	0024408470
Instrument Date	Jan 15, 2020
Instrument	24408470
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	629 MERCADO CT MILPITAS CA 950353649, MILPITAS, CA 95035-3649

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 9, 2019
Property Address	629 MERCADO CT, MILPITAS, CA 95035-3649
Document Number	0024151824
Map Reference	MB 434 PG 1&2
Instrument Date	Mar 28, 2019
Instrument	24151824
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	629 MERCADO CT, MILPITAS, CA 95035-3649

Mortgage

Document Number	0024151825
Date	Apr 9, 2019
Instrument	24151825

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 4, 2018
Property Address	629 MERCADO CT, MILPITAS, CA 95035-3649
Document Number	0023947335
Instrument Date	May 29, 2018
Instrument	23947335
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	629 MERCADO CT MILPITAS CA 950353649, MILPITAS, CA 95035-3649

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 4, 2018
Property Address	629 MERCADO CT, MILPITAS, CA 95035-3649
Document Number	0023947333
Instrument Date	May 29, 2018
Instrument	23947333
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	629 MERCADO CT MILPITAS CA 950353649, MILPITAS, CA 95035-3649

Mortgage

Document Number	23947334
Date	Jun 4, 2018
Instrument	23947334

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,769,320 (+2%) Land $1,251,609 Building $517,711
2025	$20,148.00 (+2.58%)	$1,734,628 (+4.04%) Land $1,227,068 Building $507,560
2023	$19,642.00 (+0.42%)	$1,667,271 Land $1,179,420 Building $487,851
2022	$19,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	10 (1978–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Tekify Fiber & Wireless.

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