Culpeper County property record for 631 Holly Crest Dr, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,672 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $447,990 (Feb 2023) |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-U-10-21 |
| Primary APN | 40-U-10-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22246 |
|---|---|
| Street Address | 631 HOLLY CREST DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKEVIEW OF CULPEPER PHASE 10C, LOT 21 5,629 SQ FT PC 8/474-476 |
| Legal Subdivision | 193 |
| Legal Phase | 10C |
| Legal Lot Number | 5,21,62 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930203 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Aug 3, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| May 31, 2017 | Warranty Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | Jan 22, 2019 · Amount on Record |
| Deed Document Number | 2023592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | SERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0240000794 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 240000794 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230003195 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 230003195 |
| Name | CITIZENS BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Feb 15, 2023 |
| Property Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 0230000592 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 230000592 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 0230000593 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 230000593 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 190005542 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 631 HOLLY CREST DR CULPEPER VA 227013199, CULPEPER, VA 22701-3199 |
| Document Number | 190005542 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 5542 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jan 22, 2019 |
| Property Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 190000277 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 190000277 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 190000278 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 190000278 |
| Name | M & T BANK |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 17, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | May 31, 2017 |
| Property Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 170002873 |
| Instrument Date | May 24, 2017 |
| Instrument | 170002873 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | EKKO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 HOLLY CREST DR, CULPEPER, VA 22701-3199 |
| Document Number | 170002874 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 170002874 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 (-12.77%) | $467,200 (+4.64%) Land $111,500 Building $355,700 | $467,200 (+4.64%) Land $111,500 Building $355,700 |
| 2024 | $2,303.00 (-1.92%) | ||
| 2023 | $2,348.00 | $446,500 Land $97,700 Building $348,800 | $446,500 Land $97,700 Building $348,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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