627 Holly Crest Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 627 Holly Crest Dr, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,524 sqft · built 2005
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Dec 2023)
Tax Bill$2,054 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Mar 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-U-10-20

Property Details

APN / Parcel Number

Primary APN40-U-10-20
Alternative APN
  • 22245

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,524 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number22245
Street Address627 HOLLY CREST DR
CityCULPEPER
StateVA
Zip22701-3199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKEVIEW OF CULPEPER PHASE 10C, LOT 20 5,629 SQ FT PC 8/474-476
Legal Subdivision193
Legal Phase10C
Legal Lot Number5,20,62
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group1
Census Block1004
Census Tract930203

Owner

Source: Culpeper County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address627 HOLLY CREST DR, CULPEPER, VA 22701-3199
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Warranty Deed, Transfer · Conventional Mortgage
NFM LENDING
Mar 27, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Mar 31, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC UNION BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleMar 31, 2020 · Amount on Record
Deed Document Number20235147
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateDec 21, 2023
Property Address627 HOLLY CREST DR, CULPEPER, VA 22701-3199
Document Number0230005147
Instrument DateDec 11, 2023
Instrument230005147
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 HOLLY CREST DR, CULPEPER, VA 22701-3199

Mortgage

Document Number0230005148
DateDec 21, 2023
Instrument230005148
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate6.95%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2029

Mortgage

Document Number0230005149
DateDec 21, 2023
Instrument230005149
Lender
NameNFM LENDING
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address627 HOLLY CREST DR, CULPEPER, VA 22701-3199
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230001136
DateMar 27, 2023
Instrument230001136
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 8, 2053
Interest
Rate TypeAdjustable Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateMar 31, 2020
Property Address627 HOLLY CREST DR, CULPEPER, VA 22701-3199
Document Number200001890
Instrument DateMar 24, 2020
Instrument200001890
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyENTITLE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 HOLLY CREST DR, CULPEPER, VA 22701-3199

Mortgage

Document Number200001891
DateMar 31, 2020
Instrument200001891
Lender
NameATLANTIC UNION BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,054.00 (-12.15%)$477,700 (+11.04%) Land $111,500 Building $366,200$477,700 (+11.04%) Land $111,500 Building $366,200
2024$2,338.00 (+3.36%)
2023$2,262.00$430,200 Land $97,700 Building $332,500$430,200 Land $97,700 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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