Isanti County property record for 631 E Rum River Dr N, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.75 ba · 2,357 sqft · built 1990 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $451,625 (Oct 2020) |
| Tax Bill | $10,152 (2026) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.078.0060 |
| Primary APN | 15.078.0060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,357 sqft Heated Area |
| 1st Floor Area | 1,813 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 96,268 sqft (2.21 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Area | 960 sqft |
| Driveway | Driveway |
| Deck Area | 250 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 631 E RUM RIVER DR N |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-1087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | SUBDIVISIONNAME RIVER HEIGHTS 3RD ADDITION LOT 006 BLOCK 001 SUBDIVISIONCD 15078 |
| Legal Range | 023 |
| Legal Township | 036 |
| Legal Section | 29 |
| Legal Subdivision | RIVER HEIGHTS 3RD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 130302 |
Source: Isanti County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 631 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Oct 30, 2020 |
| Property Address | 631 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1087 |
| Document Number | 0001177094 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 1177094 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 E RUM RIVER DR N CAMBRIDGE MN 550081087, CAMBRIDGE, MN 55008-1087 |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,152.00 (+25.74%) Homeowner's exemption | $678,400 (-0.73%) Land $112,300 Building $566,100 | $678,400 (-0.73%) Land $112,300 Building $566,100 |
| 2025 | $683,400 (+6.58%) Land $112,300 Building $571,100 | $683,400 (+6.58%) Land $112,300 Building $571,100 | |
| 2023 | $8,074.00 (+7.48%) Homeowner's exemption | $641,200 Land $45,000 Building $596,200 | $641,200 Land $45,000 Building $596,200 |
| 2022 | $7,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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