621 E Rum River Dr N, Cambridge, MN 55008 Property Records

Isanti County property record for 621 E Rum River Dr N, Cambridge, MN 55008

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.25 ba · 3,361 sqft · built 1992
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Apr 2017)
Tax Bill$10,198 (2026)
Deeds & MortgagesSep 2026 Mortgage
Mar 2017 Sale
Flood ZoneZone AE (high risk)
APN15.078.0070

Property Details

APN / Parcel Number

Primary APN15.078.0070

Interior

Bedrooms6 Beds
Full Baths5.25 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Building Area3,361 sqft Heated Area
1st Floor Area2,302 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2000
Architectural StyleVictorian
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area79,715 sqft (1.83 acres)
Lot Dimensions500 ft deep x 120 ft wide
Garage Area934 sqft
DrivewayDriveway
Deck Area500 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address621 E RUM RIVER DR N
CityCAMBRIDGE
StateMN
Zip55008-1087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionSUBDIVISIONNAME RIVER HEIGHTS 3RD ADDITION LOT 007 BLOCK 001 SUBDIVISIONCD 15078
Legal Range023
Legal Township036
Legal Section29
Legal SubdivisionRIVER HEIGHTS 3RD ADDITION
Legal Block1
Legal Lot Number7
JurisdictionISANTI MN
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2015
Census Tract130302

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address621 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1087
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2017 · Amount on Record
Deed SaleApr 3, 2017 · Amount on Record
Prior SaleDec 10, 2013 · Amount on Record
Deed Document Number2017465491
Last Transfer DateMar 1, 2019
Transfer Doc000A482102
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISANTI MN
Recording DateSep 8, 2026
Property Address621 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1087
Document Number0000547688
Instrument DateSep 2, 2026
Instrument2026547688
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1087
InvestorPossibly a Property Investor

Mortgage

Document Number0000547688,
DateSep 8, 2026
Instrument2026547688
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionISANTI MN
Recording DateMar 30, 2017
Property Address621 E RUM RIVER DR N, CAMBRIDGE, MN 55008-1087
Document Number0000635884
Instrument DateMar 30, 2017
Instrument635884
Transaction TypeTransfer
Record UpdatedApr 18, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 E RUM RIVER DR N CAMBRIDGE MN 550081087, CAMBRIDGE, MN 55008-1087

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyIsanti County
MunicipalityCambridge City
Unified School DistrictCambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,198.00 (+15.89%) Homeowner's exemption$679,200 (-7.68%) Land $102,000 Building $577,200$679,200 (-7.68%) Land $102,000 Building $577,200
2025$735,700 (+6.28%) Land $102,000 Building $633,700$735,700 (+6.28%) Land $102,000 Building $633,700
2023$8,800.00 (+0.02%) Homeowner's exemption$692,200 Land $30,000 Building $662,200$692,200 Land $30,000 Building $662,200
2022$8,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCambridge
serves 9,862 people · EPA ID MN1300002
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable
2,000 / 350
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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