631 E Ridgefield Dr, Boise, ID 83706 Property Records

Ada County property record for 631 E Ridgefield Dr, Boise, ID 83706

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,027 sqft · built 1988
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$1,024,100 (Jun 2022)
Tax Bill$5,241 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Mar 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR5125660560

Property Details

APN / Parcel Number

Primary APNR5125660560

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,027 sqft Living Area
Gross Area3,600 sqft
1st Floor Area1,504 sqft
Upper Floors Area1,523 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area573 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area28 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address631 E RIDGEFIELD DR
CityBOISE
StateID
Zip83706-6434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionLOT 26 BLK 8 LAKEWOOD UNIT NO 15B
Legal Range02E
Legal Township03N
Legal Section26
Legal SubdivisionLAKEWOOD UNIT NO 15B
Legal Block8
Legal Lot Number26
Legal Unit15B
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1002
Census Tract809

Owner

631 E Ridgefield Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Ada County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · Line of Credit
IDAHO CENTRAL CU
Mar 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Jun 8, 2022Warranty Deed, Transfer · Conventional Mortgage
IDAHO CENTRAL CU
Oct 30, 2019Warranty Deed, Transfer
PRIME LNDG
Jun 24, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ZB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2022 · Amount on File
Deed SaleJun 8, 2022 · Amount on File
Prior SaleOct 30, 2019 · Amount on File
Deed Document Number202253864
Prior Transfer DateMay 28, 2008
Prior Transfer Doc0108065066
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434
Transaction TypeMortgage
Record UpdatedDec 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096521
DateDec 2, 2022
Instrument2022-096521
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyPIONEER TITLE CO OF ADA COUN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027438
DateMar 28, 2018
Instrument2018-027438
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2033

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADA ID
Recording DateJun 8, 2022
Property Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434
Document Number0000053864
Map ReferenceMB 56 PG 5104&5105
Instrument DateJun 7, 2022
Instrument2022-053864
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyTITLEONE BOISE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434

Mortgage

Document Number0000053865
DateJun 8, 2022
Instrument2022-053865
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADA ID
Recording DateOct 30, 2019
Property Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434
Document Number0000107250
Instrument DateOct 28, 2019
Instrument107250
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyNATIONAL TITLE CLEARING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address631 E RIDGEFIELD DR BOISE ID 837066434, BOISE, ID 83706-6434

Mortgage

Document Number107251
DateOct 30, 2019
Instrument107251
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2049

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionADA ID
Recording DateJun 24, 2019
Property Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434
Document Number0000054577
Map ReferenceMB 56 PG 5104&5105
Instrument DateJun 19, 2019
Instrument2019-054577
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyFIDELITY NATIONAL TTL BOISE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address631 E RIDGEFIELD DR, BOISE, ID 83706-6434

Mortgage

Document Number0000054578
DateJun 24, 2019
Instrument2019-054578
Lender
NameZB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 631 E Ridgefield Dr was $5,241 with a homeowner's exemption, up 7% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityBoise City
Unified School DistrictBoise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$756,400 (+1.18%)$756,400 (+1.18%)
2025$5,241.00 (+7.05%) Homeowner's exemption$747,600$747,600
2024$4,896.00
2023$659,500 Land $264,500 Building $395,000$659,500 Land $264,500 Building $395,000
2022$6,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 E Ridgefield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 E Ridgefield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER IDAHO
private · serves 264,978 people · EPA ID ID4010016
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Anthem Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless
200 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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