631 E 86th St, Indianapolis, IN 46240 Property Records

Marion County property record for 631 E 86th St, Indianapolis, IN 46240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,032 sqft · built 1941
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on Record
Tax Bill$3,430 (2023)
Deeds & MortgagesJun 2025 Sale & Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN49-03-23-126-001.000-800

Property Details

APN / Parcel Number

Primary APN49-03-23-126-001.000-800
Alternative APN
  • 8031410

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area2,064 sqft
1st Floor Area1,032 sqft
Basement Area1,032 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialAsphalt
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions151 ft deep x 78 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8031410
Old Parcel Number8031410
Street Address631 E 86TH ST
CityINDIANAPOLIS
StateIN
Zip46240-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK AVE HEIGHTS AMENDED 78' W END L31 & L32
Legal Range03
Legal Township17
Legal Section23
Legal SubdivisionPARK AVE HEIGHTS AMD
Legal Lot Number31
JurisdictionMARION IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1001
Census Tract320800

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
TUCKER MORTGAGE LLC
Jun 28, 2022Warranty Deed, Transfer · Conventional Mortgage
BAILEY & WOOD FINANCIAL GROUP
Mar 12, 2019Warranty Deed, Transfer · Conventional Mortgage
TUCKER MORTGAGE LLC
Apr 10, 2017Deed, Transfer · Conventional Mortgage
PURDUE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022
Deed SaleJun 28, 2022
Prior SaleMar 12, 2019 · Amount on Record
Deed Document NumberA202200072721
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJun 5, 2025
Property Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533
Document Number0000046545
Map ReferencePB 19 PG 135
Instrument DateJun 2, 2025
InstrumentA202500046545
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533

Mortgage

Document Number0000046546
DateJun 5, 2025
InstrumentA202500046546
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113887
DateOct 7, 2020
InstrumentA202000113887
Lender
NameTUCKER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJun 28, 2022
Property Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533
Document Number0000072721
Map ReferencePB 19 PG 135
Instrument DateJun 17, 2022
InstrumentA202200072721
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533

Mortgage

Document Number0000072722
DateJun 28, 2022
InstrumentA202200072722
Lender
NameBAILEY & WOOD FINANCIAL GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateMar 12, 2019
Property Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533
Document Number0000021081
Instrument DateMar 6, 2019
InstrumentA201900021081
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021082
DateMar 12, 2019
InstrumentA201900021082
Lender
NameTUCKER MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionMARION IN
Recording DateApr 10, 2017
Property Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533
Document Number0000041076
Map ReferencePB 19 PG 135
Instrument DateApr 6, 2017
InstrumentA201700041076
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 E 86TH ST, INDIANAPOLIS, IN 46240-1533

Mortgage

Document Number0000041077
DateApr 10, 2017
InstrumentA201700041077
Lender
NamePURDUE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWashington Township
Consolidated CityIndianapolis City
Unified School DistrictWashington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,430.00 (+20.73%)$277,200 (+24.58%) Land $48,600 Building $228,600$277,200 (+24.58%) Land $48,600 Building $228,600
2022$2,841.00 (+8.85%)$222,500 Land $36,300 Building $186,200$222,500 Land $36,300 Building $186,200
2021$2,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1989)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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