631 Co Rd 291, Sargent (Bay City), TX 77414 Property Records

Matagorda County property record for 631 Co Rd 291, Sargent, TX 77414

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2003
Lot Size	0.531 acres (23,130 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,481 (2026)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1681-1681-002200`

Property Details

APN / Parcel Number

Primary APN	`1681-1681-002200`
Alternative APNs	`16811681002300` `30028`

Interior

Full Baths	2 Baths
Building Area	1,620 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,130 sqft (0.531 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Porch	Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1681-1681-002200
Street Address	631 COUNTY ROAD 291
City	BAY CITY
State	TX
Zip	77414-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEY CREEK HAVEN SEC 1, LOTS 22 - 24
Legal Subdivision	CANEY CREEK HAVEN
Legal Lot Number	23
Jurisdiction	MATAGORDA TX
Township / Civil Division	MATAGORDA-SARGENT
Census Block Group	2
Census Block	2054
Census Tract	730503

Owner

631 Co Rd 291 is owned and occupied by two individuals who acquired it in April 2019.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 COUNTY ROAD 291, BAY CITY, TX 77414-4277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019
Deed Sale	Apr 16, 2019
Deed Document Number	20192005
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	631 COUNTY ROAD 291, SARGENT, TX 77414-4277
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006985
Date	Dec 10, 2019
Instrument	2019-006985

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 631 Co Rd 291 was $9,481 with a homeowner's exemption, up 86% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Unified School District	Van Vleck Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,481.00 (+85.97%) Homeowner's exemption	$491,580 (-14.25%)	$575,920 (+0.46%) Land $315,700 Building $260,220
2025	$5,098.00 Homeowner's exemption	$573,280 Land $315,700 Building $257,580	$573,280 Land $315,700 Building $257,580
2023		$425,640 Land $269,780 Building $155,860	$425,640 Land $269,780 Building $155,860
2022	$5,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Co Rd 291 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 policies
Nearby Flood Policies	292 in force
Nearby Flood Claims	51 (2017–2025)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Beryl, Jul 2024 · 23 claims Hurricane Harvey, Aug 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Co Rd 291 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 68% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MyJEC.net Fiber	1,000 / 100