495 Co Rd 291, Sargent (Bay City), TX 77414 Property Records

Matagorda County property record for 495 Co Rd 291, Sargent, TX 77414

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,372 sqft · built 2006
Lot Size0.323 acres (14,070 sqft)
Owner2 Individual Names on File
Last Sale$350,300 (Oct 2016)
Tax Bill$9,911 (2026)
Deeds & MortgagesAug 2022 Mortgage
Oct 2016 Mortgage
Flood ZoneZone AE (high risk)
APN1681-1681-001000

Property Details

APN / Parcel Number

Primary APN1681-1681-001000
Alternative APN
  • 30017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,372 sqft Living Area
Gross Area2,145 sqft
1st Floor Area1,372 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,070 sqft (0.323 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchPorch
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1681-1681-001000
Street Address495 COUNTY ROAD 291
CityBAY CITY
StateTX
Zip77414-3680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANEY CREEK HAVEN SEC 1, LOT 10,11
Legal SubdivisionCANEY CREEK HAVEN SEC NO ONE 1
Legal Block11
Legal Lot Number10
JurisdictionMATAGORDA TX
Township / Civil DivisionMATAGORDA-SARGENT
Census Block Group2
Census Block2054
Census Tract730503

Owner

495 Co Rd 291 is owned by two individuals who bought it in October 2016.

Source: Matagorda County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1810 HACKBERRY HEIGHTS DR, RICHMOND, TX 77406-2812
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Vendor's Lien, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 28, 2016Vendor's Lien, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2016 · Amount on File
Deed SaleOct 28, 2016 · Amount on File
Deed Document Number20165953
Record UpdatedOct 29, 2026

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMATAGORDA TX
Recording DateAug 24, 2022
Property Address495 COUNTY ROAD 291, SARGENT, TX 77414-3680
Document Number2022005865
Map ReferenceVOL 6 PG 3-6
Instrument DateAug 23, 2022
Instrument2022-005865
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyGREAT AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7815 LONDON TOWER LN, HOUSTON, TX 77044-1960

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 HACKBERRY HEIGHTS DR, RICHMOND, TX 77406-2812

Mortgage

Document Number2022005866
DateAug 24, 2022
Instrument2022-005866
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

October 2016: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMATAGORDA TX
Recording DateOct 28, 2016
Property Address495 COUNTY ROAD 291, SARGENT, TX 77414-3680
Document Number2016005953
Map ReferenceVOL 6 PG 3-6
Instrument DateOct 28, 2016
Instrument2016-005953
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyADMIRAL TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 VICK RDA, NEW WAVERLY, TX 77358

Transferred To (Grantee/Buyer)

NameVerified Name
Address536 COUNTY ROAD 291, SARGENT, TX 77414-2332

Mortgage

Document Number2016005954
DateOct 28, 2016
Instrument2016-005954
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 495 Co Rd 291 was $9,911, up 2.7% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
Unified School DistrictVan Vleck Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,911.00 (+2.73%)$513,850 (+2.71%) Land $192,500 Building $321,350$513,850 (+2.71%) Land $192,500 Building $321,350
2025$9,648.00$500,270 Land $192,500 Building $307,770$500,270 Land $192,500 Building $307,770
2023$348,860 Land $164,500 Building $184,360$348,860 Land $164,500 Building $184,360
2022$7,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Co Rd 291 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 292 policies
Nearby Flood Policies292 in force
Nearby Flood Claims51 (2017–2025)
Claims Outside the SFHA2 of 51
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Beryl, Jul 2024 · 23 claims
  • Hurricane Harvey, Aug 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Co Rd 291 is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 82% of Texas
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MyJEC.net
Fiber
1,000 / 100

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