631 Balsam Dr, Newman, CA 95360 Property Records

Stanislaus County property record for 631 Balsam Dr, Newman, CA 95360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 2007
Lot Size	0.171 acres (7,450 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2017)
Tax Bill	$4,997 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-061-016-000`

Property Details

APN / Parcel Number

Primary APN	`026-061-016-000`
Alternative APN	`0266116000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,873 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	7,450 sqft (0.171 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	631 BALSAM DR
City	NEWMAN
State	CA
Zip	95360-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEWR1
Legal Description	HEARTHSTONE RANCH #1 (41M26) LOT 55
Legal Subdivision	HEARTHSTONE RANCH 01
Legal Block	4
Legal Lot Number	55
Jurisdiction	STANISLAUS CA
Township / Civil Division	NEWMAN
Census Block Group	4
Census Block	4005
Census Tract	3501

Owner

631 Balsam Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 BALSAM DR, NEWMAN, CA 95360-9521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Feb 9, 2017	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Prior Sale	Jan 8, 2015 · Amount on File
Deed Document Number	20179404
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000020801
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 3, 2021
Property Address	631 BALSAM DR, NEWMAN, CA 95360-9521
Document Number	0000020801
Map Reference	MB 41 PG 26
Instrument Date	Feb 25, 2021
Instrument	2021-0020801
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	631 BALSAM DR, NEWMAN, CA 95360-9521

Mortgage

Document Number	0000020802
Date	Mar 3, 2021
Instrument	2021-0020802

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	631 BALSAM DR, NEWMAN, CA 95360-9521
Document Number	0000080715
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 BALSAM DR NEWMAN CA 953609521, NEWMAN, CA 95360-9521

Mortgage

Document Number	0000080715
Date	Nov 18, 2019
Instrument	80715

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 9, 2017
Property Address	631 BALSAM DR, NEWMAN, CA 95360-9521
Document Number	0000009404
Map Reference	MAP41 PG26
Instrument Date	Jan 31, 2017
Instrument	2017-0009404
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	631 BALSAM DR, NEWMAN, CA 95360-9521

Mortgage

Document Number	0000009405
Date	Feb 9, 2017
Instrument	2017-0009405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 631 Balsam Dr was $4,997, up 12.3% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Newman City
Unified School District	Newman-Crows Landing Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,997.00 (+12.34%)	$372,425 (+2%) Land $82,862 Building $289,563
2025	$4,448.00	$365,124 Land $81,238 Building $283,886
2023	$3,904.00 (+1.75%)	$323,497 Land $78,085 Building $245,412
2022	$3,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 631 Balsam Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Balsam Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWMAN-WATER DEPARTMENT serves 12,389 people · EPA ID CA5010013
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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