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63045 Moonstone Ln, Bend, OR 97703 Property Records

Deschutes County property record for 63045 Moonstone Ln, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,628 sqft · built 1992
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Jun 2025)
Tax Bill$4,698 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN171220-AC-02300

Property Details

APN / Parcel Number

Primary APN171220-AC-02300
Alternative APNs
  • R1001171220AC02300
  • 160745

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,628 sqft Living Area
Gross Area2,046 sqft
1st Floor Area1,628 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage Area418 sqft
Deck Area520 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number160745
Street Address63045 MOONSTONE LN
CityBEND
StateOR
Zip97703-9016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionGEMSTONE ESTATES REPLAT BLOCK 1 LOT 2
Legal Range12
Legal Township17
Legal Section20
Legal SubdivisionGEMSTONE ESTATES REPLAT
Legal Block1
Legal Lot Number2
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2016
Census Tract1301

Owner

63045 Moonstone Ln is owned by two individuals who bought it in June 2025.

Source: Deschutes County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address1610 PANORAMA DR, ARCATA, CA 95521-6849
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2018Deed of Trust, Mortgage · Commercial Mortgage
UMPQUA BANK
Jun 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2025 · Amount on File
Deed SaleJun 13, 2025 · Amount on File
Deed Document Number202515280
Prior Transfer DateJun 12, 2017
Prior Transfer Doc0000022640
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address63045 MOONSTONE LN, BEND, OR 97703-9016
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004888
DateFeb 5, 2018
Instrument2018-04888
Lender
NameUMPQUA BANK
TypeBank
AddressSPOKANE, WA 99216
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJun 13, 2017
Property Address63045 MOONSTONE LN, BEND, OR 97703-9016
Document Number0000022640
Instrument DateJun 12, 2017
Instrument22640
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address63358 PETERMAN LN BEND OR 977017910, BEND, OR 97701-7910

Tax Assessment & Valuation

The 2025 property tax bill for 63045 Moonstone Ln was $4,698, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,698.00 (+3.94%)$278,070 (+3%)$726,520 (+17.86%) Land $233,990 Building $492,530
2024$4,520.00 (+7.88%)$269,980 (+3%)$616,450 (-) Land $206,010 Building $410,440
2023$4,190.00$262,120$616,450 Land $206,010 Building $410,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63045 Moonstone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63045 Moonstone Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: Fatbeam, Lightspeed Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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