63040 Moonstone Ln, Bend, OR 97703 Property Records

Deschutes County property record for 63040 Moonstone Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2018)
Tax Bill	$4,695 (2025)
Deeds & Mortgages	May 2024 Line of Credit May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171220 AC 01800`

Property Details

APN / Parcel Number

Primary APN	`171220 AC 01800`
Alternative APNs	`R1001171220AC01800` `177775`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	1,041 sqft
2nd Floor Area	569 sqft

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	470 sqft
Deck Area	281 sqft
Shed	1 Shed
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	177775
Old Parcel Number	R1001171220AC01800
Street Address	63040 MOONSTONE LN
City	BEND
State	OR
Zip	97703-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 BLK:2 SUBD:GEMSTONE ESTATES REPLAT SEC/TWN/RNG/MER:SEC 20 TWN 17 RNG 12 MAP REF:171220-AC
Legal Range	12E
Legal Township	17S
Legal Section	20
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	GEMSTONE ESTATES REPLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2016
Census Tract	1301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	63040 MOONSTONE LN, BEND, OR 97703-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
May 3, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZIONS BANCORPORATION NA
Nov 26, 2018	Grant Deed, Transfer ONPOINT CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	0201846610
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	2016-47353
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	63040 MOONSTONE LN, BEND, OR 97703-9016
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63040 MOONSTONE LN, BEND, OR 97703-9016

Mortgage

Document Number	0000011499
Date	May 8, 2024
Instrument	2024-11499

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	63040 MOONSTONE LN, BEND, OR 97703-9016
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017674
Date	May 3, 2018
Instrument	2018-17674

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	63040 MOONSTONE LN, BEND, OR 97703-9016
Document Number	0000003792
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63040 MOONSTONE LN BEND OR 977039016, BEND, OR 97703-9016

Mortgage

Document Number	0000003792
Date	Jan 27, 2020
Instrument	3792

Lender

Name	ZIONS BANCORPORATION NA
Address	PORTLAND, OR 87204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 26, 2018
Property Address	63040 MOONSTONE LN, BEND, OR 97703-9016
Document Number	0000046610
Instrument Date	Nov 5, 2018
Instrument	46610
Transaction Type	Transfer
Record Updated	Dec 5, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63040 MOONSTONE LN BEND OR 977039016, BEND, OR 97703-9016

Mortgage

Document Number	46611
Date	Nov 26, 2018
Instrument	46611

Lender

Name	ONPOINT CMNTY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,695.00 (+3.94%)	$277,920 (+3%)	$690,290 (+17.74%) Land $233,990 Building $456,300
2024	$4,517.00 (+7.86%)	$269,830 (+3%)	$586,260 (-) Land $206,010 Building $380,250
2023	$4,188.00	$261,980	$586,260 Land $206,010 Building $380,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Fatbeam, Lightspeed Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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