6303 Rustic Rdg, Hope Mills, NC 28348 Property Records

Cumberland County property record for 6303 Rustic Rdg, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,348 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Feb 2021)
Tax Bill	$2,609 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0404-43-1808`

Property Details

APN / Parcel Number

Primary APN	`0404-43-1808`
Alternative APN	`0404.14431808`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,348 sqft Heated Area
1st Floor Area	1,096 sqft
Utility Area	56 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	576 sqft
Deck Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6303 RUSTIC RDG
City	HOPE MILLS
State	NC
Zip	28348-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	VILLAGE GREEN LO:95 SE:01 PL:0045-0037
Legal Subdivision	VILLAGE GREEN
Legal Block	43
Legal Lot Number	95
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2020
Census Tract	3103

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6303 RUSTIC RDG, HOPE MILLS, NC 28348-2712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Feb 2, 2001 · Amount on Record
Deed Document Number	20217323
Deed Book / Page	11027 / 853
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	0102150622
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	6303 RUSTIC RDG, HOPE MILLS, NC 28348-2712
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117460308
Date	Jun 1, 2023
Book Page	11746/308
Instrument	16739

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 16, 2021
Property Address	6303 RUSTIC RDG, HOPE MILLS, NC 28348-2712
Document Number	0110270853
Book / Page	11027 / 853
Map Reference	MB 45 PG 37
Instrument Date	Feb 16, 2021
Instrument	7323
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5977 BROOKCLIFF RD, FAYETTEVILLE, NC 28304-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6303 RUSTIC RDG, HOPE MILLS, NC 28348-2712

Mortgage

Document Number	0110270855
Date	Feb 16, 2021
Book Page	11027/855
Instrument	7324

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 6, 2017
Property Address	6303 RUSTIC RDG, HOPE MILLS, NC 28348-2712
Document Number	0102150622
Book / Page	10215 / 622
Instrument Date	Dec 5, 2017
Instrument	38078
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5977 BROOKCLIFF RD, FAYETTEVILLE, NC 28304-5629

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Hope Mills Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,609.00 (+4.23%)
2025	$2,503.00 (+49.34%)	$138,808 (+38.6%) Land $28,000 Building $110,808	$138,808 (+38.6%) Land $28,000 Building $110,808
2024	$1,676.00 (+6.14%)	$100,153 (-) Land $14,000 Building $86,153	$100,153 (-) Land $14,000 Building $86,153
2023	$1,579.00 (+3.34%)	$100,153 Land $14,000 Building $86,153	$100,153 Land $14,000 Building $86,153
2022	$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2016–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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