6209 Rustic Rdg, Hope Mills, NC 28348 Property Records

Cumberland County property record for 6209 Rustic Rdg, Hope Mills, NC 28348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1984
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$82,000 (May 2018)
Tax Bill$2,617 (2026)
Deeds & MortgagesFeb 2020 Loan Modification
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0404-43-4817

Property Details

APN / Parcel Number

Primary APN0404-43-4817
Alternative APN
  • 0404.14434817

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Heated Area
1st Floor Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area68 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address6209 RUSTIC RDG
CityHOPE MILLS
StateNC
Zip28348-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionVILLAGE GREEN LO:224 SE:03 PL:0047-0070
Legal SubdivisionVILLAGE GREEN
Legal Block43
Legal Lot Number224
JurisdictionCUMBERLAND NC
Township / Civil DivisionROCKFISH
Census Block Group2
Census Block2000
Census Tract3103

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6209 RUSTIC RDG, HOPE MILLS, NC 28348-2710
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Feb 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTRALIZED SVCNG CTR-USDA
May 8, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORPORAT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2018 · Amount on Record
Deed SaleMay 8, 2018 · Amount on Record
Prior SaleOct 18, 2011 · Amount on Record
Deed Document Number201813749
Deed Book / Page10301 / 196
Record UpdatedOct 29, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCUMBERLAND NC
Property Address6209 RUSTIC RDG, HOPE MILLS, NC 28348-2710
Document Number0107340312
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6209 RUSTIC RDG HOPE MILLS NC 283482710, HOPE MILLS, NC 28348-2710

Mortgage

Document Number0107340312
DateApr 6, 2020
Book Page010734/000312
Instrument11945
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2050
Interest
Rate TypeFixed Rate
Rate4.25%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address6209 RUSTIC RDG, HOPE MILLS, NC 28348-2710
Document Number0107260620
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6209 RUSTIC RDG HOPE MILLS NC 283482710, HOPE MILLS, NC 28348-2710

Mortgage

Document Number0107260620
DateMar 27, 2020
Book Page010726/000620
Instrument10788
Lender
NameCENTRALIZED SVCNG CTR-USDA
AddressSAINT LOUIS, MO 63120-1703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateMay 8, 2018
Property Address6209 RUSTIC RDG, HOPE MILLS, NC 28348-2710
Document Number0103010196
Book / Page10301 / 196
Instrument DateMay 2, 2018
Instrument13749
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6209 RUSTIC RDG, HOPE MILLS, NC 28348-2710

Mortgage

Document Number13750
DateMay 8, 2018
Instrument13750
Lender
NameAMERICAN SECURITY MORTGAGE CORPORAT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityHope Mills Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,617.00 (+4.26%)
2025$2,510.00 (+51.11%)$131,753 (+47.19%) Land $28,000 Building $103,753$131,753 (+47.19%) Land $28,000 Building $103,753
2024$1,661.00 (+4.99%)$89,515 (+3.71%) Land $14,000 Building $75,515$89,515 (+3.71%) Land $14,000 Building $75,515
2023$1,582.00 (+3.4%)$86,316 Land $14,000 Building $72,316$86,316 Land $14,000 Building $72,316
2022$1,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2016–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimJul 2025 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAYETTEVILLE PUBLIC WORKS COMM
serves 226,441 people · EPA ID NC0326010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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