6300 Harbor Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 6300 Harbor Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,061 sqft · built 1999
Lot Size	3.74 acres (163,200 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2020)
Tax Bill	$4,979 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09006A0070.000000`

Property Details

APN / Parcel Number

Primary APN	`09006A0070.000000`
Alternative APNs	`5568 04 8375` `138531`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,061 sqft Living Area
Gross Area	4,121 sqft
1st Floor Area	1,969 sqft
Upper Floors Area	1,092 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	163,200 sqft (3.74 acres)
Lot Dimensions	480 ft deep x 340 ft wide
Garage Type	Mixed
Garage Area	617 sqft
Driveway	Asphalt Driveway
Driveway Area	3,000 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	151 sqft
Deck Area	230 sqft
Patio Area	1,182 sqft
Gazebo	289 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	138531
Street Address	6300 HARBOR DR
City	CONCORD
State	NC
Zip	28025-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LTS 34-35 LAKE SHORE & REAR LT
Legal Subdivision	LAKE SHORE ESTATES
Legal Lot Number	34-35
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	1
Census Block	1001
Census Tract	41602

Owner

6300 Harbor Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6300 HARBOR DR, CONCORD, NC 28025-6004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Dec 17, 2003 · Amount on File
Deed Book / Page	14274 / 337
Prior Transfer Date	Mar 6, 1998
Prior Transfer Doc	2124000088
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 24, 2020
Property Address	6300 HARBOR DR, CONCORD, NC 28025-6004
Document Number	0014274337
Book / Page	14274 / 337
Map Reference	MB 19 PG 24
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 STATION SQUARE CT, 4105, CHARLOTTE, NC 28210-4879

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6300 HARBOR DR, CONCORD, NC 28025-6004

Mortgage

Document Number	0014274341
Date	Jun 24, 2020
Instrument	14274/341

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$960,690 Land $118,800 Building $841,890
2024			$960,690 (+49.29%) Land $118,800 Building $841,890
2023	$4,979.00	$643,490 Land $54,000 Building $589,490	$643,490 Land $54,000 Building $589,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6300 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6300 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35