Cabarrus County property record for 6276 Harbor Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,660 sqft · built 2001 |
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Apr 2015) |
| Tax Bill | $3,609 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09006A0074.000000 |
| Primary APN | 09006A0074.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,660 sqft Living Area |
| Gross Area | 7,811 sqft |
| 1st Floor Area | 2,538 sqft |
| Upper Floors Area | 1,122 sqft |
| Attic | Attic |
| Attic Area | 345 sqft |
| Basement Area | 2,508 sqft |
| Unfinished Basement | 2,508 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 128,938 sqft (2.96 acres) |
| Lot Dimensions | 204 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 888 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,030 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 142 sqft |
| Patio Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100963 |
|---|---|
| Street Address | 6276 HARBOR DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 38 & REAR TRCT BEHIND LTS 38-41 |
| Legal Subdivision | LAKE SHORE ESTATES |
| Legal Lot Number | 38-41 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 9, GEORGEVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41602 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6276 HARBOR DR, CONCORD, NC 28025-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on Record |
| Deed Sale | Apr 21, 2015 · Amount on Record |
| Prior Sale | Oct 23, 2000 · Amount on Record |
| Deed Book / Page | 11373 / 351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 6276 HARBOR DR, CONCORD, NC 28025-6003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014331286 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 14331/286 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $725,740 (+67.3%) Land $123,750 Building $601,990 | ||
| 2024 | $725,740 (+67.3%) Land $123,750 Building $601,990 | ||
| 2023 | $3,609.00 | $433,790 Land $56,250 Building $377,540 | $433,790 Land $56,250 Building $377,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures