630 W Main St, Union, MO 63084 Property Records

Franklin County property record for 630 W Main St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,913 sqft · built 1940
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Jan 2022 Sale Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-002-114.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-002-114.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,913 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Street Address	630 W MAIN ST
City	UNION
State	MO
Zip	63084-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT97 CLARKS
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	CLARKS
Legal Lot Number	97
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2027
Census Tract	800604

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	370 N COMMERCIAL AVE, SAINT CLAIR, MO 63077-1305
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed, Transfer
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Jun 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022
Deed Sale	Jan 27, 2022
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	20221497
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000006718
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 27, 2022
Property Address	630 W MAIN ST, UNION, MO 63084-1014
Document Number	0002201497
Instrument Date	Jan 17, 2022
Instrument	2201497
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13160 FOSTER ST STE 100, 13160, OVERLAND PARK, KS 66213-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 N COMMERCIAL AVE, SAINT CLAIR, MO 63077-1305

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	630 W MAIN ST, UNION, MO 63084-1014
Document Number	0000009484
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 W MAIN ST UNION MO 630841014, UNION, MO 63084-1014

Mortgage

Document Number	0000009484
Date	Jul 29, 2019
Instrument	9484

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jul 28, 2031

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 3, 2019
Property Address	630 W MAIN ST, UNION, MO 63084-1014
Document Number	0000006718
Instrument Date	May 30, 2019
Instrument	6718
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 W MAIN ST UNION MO 630841014, UNION, MO 63084-1014

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00 (+7.34%)	$30,425 (+8.25%)	$160,130 (+8.25%) Land $29,480 Building $130,650
2023	$1,690.00 (+8.61%)	$28,107	$147,930 Land $29,480 Building $118,450
2022	$1,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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