Franklin County property record for 628 W Main St, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,671 sqft · built 1943 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-27.0-3-002-115.000 |
| Primary APN | 17-8-27.0-3-002-115.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 904 sqft |
| Patio Area | 448 sqft |
| Street Address | 628 W MAIN ST |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:98 CLARKS |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 27 |
| Legal Quarter | SW |
| Legal Subdivision | CLARKS |
| Legal Block | 2 |
| Legal Lot Number | 98 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 800604 |
The current owner of 628 W Main St acquired it in March 2004.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 628 W MAIN ST, UNION, MO 63084-1014 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2004 |
| Deed Sale | Mar 26, 2004 |
| Deed Document Number | 2004-07824 |
| Last Transfer Date | Mar 31, 2004 |
| Transfer Doc | 0000007824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 628 W MAIN ST, UNION, MO 63084-1014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002201511 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2201511 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 628 W Main St was $1,823.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,823.00 | $30,586 | $160,980 Land $31,120 Building $129,860 |
| 2023 | $1,718.00 (+9.78%) | $28,578 | $150,410 Land $31,120 Building $119,290 |
| 2022 | $1,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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