630 Valley Point Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 630 Valley Point Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,924 sqft · built 1985
Lot Size	0.56 acres (24,394 sqft)
Owner	Company Name on Record
Last Sale	$243,500 (Jun 2002)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23P-12-0180`

Property Details

APN / Parcel Number

Primary APN	`23P-12-0180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	147 ft deep x 53 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	312 sqft
Patio Area	80 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	630 VALLEY POINT LN
City	BALLWIN
State	MO
Zip	63021-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIDGEMONT PLAT 6 1 15 85 LOT 93
Legal Subdivision	RIDGEMONT PLAT 6
Legal Lot Number	93
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1014
Census Tract	218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	630 VALLEY POINT LN, BALLWIN, MO 63021-8008
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2002 · Amount on Record
Deed Sale	Jun 3, 2002 · Amount on Record
Deed Document Number	2002933
Deed Book / Page	13878 / 793
Last Transfer Date	May 7, 2009
Transfer Doc	0183721237
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	630 VALLEY POINT LN, BALLWIN, MO 63021-8008
Document Number	0241264758
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	630 VALLEY POINT LN BALLWIN MO 630218008, BALLWIN, MO 63021-8008

Mortgage

Document Number	0241264758
Date	Jul 10, 2020
Book Page	024126/004758
Instrument	678

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,750 (-5.54%) Land $53,620 Building $38,130	$482,900 (-5.54%) Land $282,200 Building $200,700
2025	$4,595.00 (+0.15%)	$97,130 (+37.46%) Land $53,620 Building $43,510	$511,200 (+37.46%) Land $282,200 Building $229,000
2024	$4,588.00 (-0.91%)
2023	$4,630.00 (+12.27%)	$70,660 (+21.76%) Land $34,330 Building $36,330	$371,900 (+21.77%) Land $180,700 Building $191,200
2022	$4,124.00	$58,030 Land $32,660 Building $25,370
2021			$305,400 Land $171,900 Building $133,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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