624 Valley Point Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 624 Valley Point Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,062 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2020)
Tax Bill	$5,499 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23P-12-0171`

Property Details

APN / Parcel Number

Primary APN	`23P-12-0171`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,062 sqft Living Area
1st Floor Area	1,842 sqft
Basement Area	595 sqft
Finished Basement	595 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	134 ft deep x 72 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	754 sqft
Patio Area	754 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	624 VALLEY POINT LN
City	BALLWIN
State	MO
Zip	63021-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIDGEMONT PLAT 6 LOT 92
Legal Subdivision	RIDGEMONT PLAT 6
Legal Lot Number	92
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1014
Census Tract	218015

Owner

624 Valley Point Ln is owned and occupied by two individuals who bought it in October 2020.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	624 VALLEY POINT LN, BALLWIN, MO 63021-8008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 25, 2017	Warranty Deed, Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	2020264
Deed Book / Page	24396 / 1836
Prior Transfer Date	Nov 5, 2005
Prior Transfer Doc	0169031221
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 27, 2020
Property Address	624 VALLEY POINT LN, BALLWIN, MO 63021-8008
Document Number	0243961836
Book / Page	24396 / 1836
Map Reference	MB 233 PG 37&38
Instrument Date	Oct 1, 2020
Instrument	2020102700264
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	US TITLE MAIN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	624 VALLEY POINT LN, BALLWIN, MO 63021-8008

Mortgage

Document Number	2020102700265
Date	Oct 27, 2020
Instrument	2020102700265

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 25, 2017
Property Address	624 VALLEY POINT LN, BALLWIN, MO 63021-8008
Document Number	0226681914
Book / Page	022668 / 001914
Instrument Date	Aug 21, 2017
Instrument	511
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 VALLEY POINT LN BALLWIN MO 630218008, BALLWIN, MO 63021-8008

Mortgage

Document Number	226681920
Date	Aug 25, 2017
Book Page	022668/001920
Instrument	513

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 624 Valley Point Ln was $5,499, up 15.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,720 (-) Land $45,300 Building $44,420	$472,200 (-) Land $238,400 Building $233,800
2025	$5,499.00 (+15.21%)	$89,720 Land $45,300 Building $44,420	$472,200 Land $238,400 Building $233,800
2024	$4,773.00 (-0.91%)
2023	$4,817.00 (+12.55%)	$73,530 (+22.08%) Land $28,990 Building $44,540	$387,000 Land $152,600 Building $234,400
2022	$4,280.00	$60,230 Land $27,590 Building $32,640
2021			$317,000 Land $145,200 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 624 Valley Point Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Valley Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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