630 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 630 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,778 sqft · built 2017
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,340,000 (Dec 2021)
Tax Bill	$39,990 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00028-0000-00015-0000-C0630`

Property Details

APN / Parcel Number

Primary APN	`13-00028-0000-00015-0000-C0630`
Alternative APN	`13000280000000150000C000B`

Interior

Bedrooms	5 Beds
Units	2 Units
Building Area	4,778 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	13000280000000150000C000B
Street Address	630 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X125
Legal Subdivision	UNDERCLIFF AVE
Legal Block	28
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Oct 30, 2017	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	2021178804
Deed Book / Page	4486 / 196
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	0027330750
Record Updated	Sep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 10, 2021
Property Address	630 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417
Document Number	0044860196
Book / Page	4486 / 196
Instrument Date	Nov 1, 2021
Instrument	2021178804
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 UNDERCLIFF AVE, 630, EDGEWATER, NJ 07020-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417

Mortgage

Document Number	2021178805
Date	Dec 10, 2021
Instrument	2021178805

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

October 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 30, 2017
Property Address	630 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417
Document Number	0027710435
Book / Page	2771 / 435
Instrument	00017-082282
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,585,300 (+6.35%) Land $357,500 Building $2,227,800	$2,585,300 (+6.35%) Land $357,500 Building $2,227,800
2025	$39,990.00 (+5.91%)	$2,431,000 (+5.09%) Land $338,800 Building $2,092,200	$2,431,000 (+5.09%) Land $338,800 Building $2,092,200
2024	$37,758.00 (+3.56%)
2023		$2,313,300 Land $312,500 Building $2,000,800	$2,313,300 Land $312,500 Building $2,000,800
2022	$36,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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