625 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 625 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,602 sqft · built 1920
Lot Size	0.092 acres (3,999 sqft)
Owner	Company Name on File
Last Sale	$1,550,000 (Sep 2025)
Tax Bill	$16,063 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00027-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`13-00027-0000-00044`
Alternative APN	`130002700044`

Interior

Stories	2 Stories
Building Area	3,602 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	625 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X80 45
Legal Subdivision	EDGEWATER REALTY CO & WO
Legal Block	27
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	13002

Owner

625 Undercliff Ave is owned by a company that bought it in September 2025.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	625 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 19, 2025	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Feb 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Deed Document Number	202564803
Deed Book / Page	5605 / 89
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	0039570690
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	625 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041860110
Date	Jun 3, 2021
Book Page	4186/110
Instrument	2021088754

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 19, 2025
Property Address	625 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Document Number	0056050089
Book / Page	5605 / 89
Instrument Date	Sep 5, 2025
Instrument	2025064803
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 DELAWARE AVE, POINT PLEASANT BORO, NJ 08742-4077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451

Mortgage

Document Number	2025064804
Date	Sep 19, 2025
Instrument	2025064804

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Feb 12, 2021
Property Address	625 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Document Number	0039570690
Book / Page	3957 / 690
Instrument Date	Jan 13, 2020
Instrument	2021019409
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451

Tax Assessment & Valuation

The 2025 property tax bill for 625 Undercliff Ave was $16,063, up 6.4% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,302,300 (+33.36%) Land $365,900 Building $936,400	$1,302,300 (+33.36%) Land $365,900 Building $936,400
2025	$16,063.00 (+6.38%)	$976,500 (+2.77%) Land $346,900 Building $629,600	$976,500 (+2.77%) Land $346,900 Building $629,600
2024	$15,099.00 (+3.23%)	$950,200 (+3.74%) Land $337,400 Building $612,800	$950,200 (+3.74%) Land $337,400 Building $612,800
2023	$14,626.00 (+1.49%)	$915,900 Land $319,900 Building $596,000	$915,900 Land $319,900 Building $596,000
2022	$14,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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