626 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 626 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,980 sqft · built 1985
Lot Size0.149 acres (6,495 sqft)
Owner2 Individual Names on Record
Last Sale$283,500 (Jul 2020)
Tax Bill$4,144 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Dec 2018 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-760-8880-6

Property Details

APN / Parcel Number

Primary APNC62-000-760-8880-6
Alternative APNs
  • 25-28-16-81851-008-0150
  • 281625818510080150
  • 162825818510080150
  • R268730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,980 sqft Living Area
Gross Area2,706 sqft
1st Floor Area1,980 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,495 sqft (0.149 acres)
Lot Dimensions106 ft deep x 65 ft wide
View / LotPond
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area308 sqft
Deck Area300 sqft
Patio Area290 sqft
Shed1 Shed
Shed Area2 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR268730
Street Address626 TIMBER BAY CIR E
CityOLDSMAR
StateFL
Zip34677-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREVIEW PHASE 2 BLK 8, LOT 15 & 15A
Legal Range16E
Legal Township28S
Legal Section25
Legal SubdivisionSHOREVIEW PHASE 2
Legal Phase2
Legal Tract81851
Legal Block8
Legal Lot Number15
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2018
Census Tract27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address626 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST SAVINGS BANK
Dec 14, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2020 · Amount on Record
Deed SaleJul 23, 2020 · Amount on Record
Prior SaleDec 6, 2006 · Amount on Record
Deed Document Number2020218506
Deed Book / Page21090 / 2486
Prior Transfer DateNov 22, 2006
Prior Transfer Doc0155152349
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 23, 2020
Property Address626 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310
Document Number0210902486
Book / Page21090 / 2486
Map ReferenceMB 88 PG 52&53
Instrument DateJul 21, 2020
Instrument2020218506
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySTAR TTL PARTNERS OF PALM HA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,984.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2321 S ZELLNER DR, 2321, INVERNESS, FL 34450-6216

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310

Mortgage

Document Number0210902488
DateJul 23, 2020
Instrument21090/2488
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address626 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310
Document Number0203732101
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address626 TIMBER BAY CIR E OLDSMAR FL 346774310, OLDSMAR, FL 34677-4310

Mortgage

Document Number0203732101
DateDec 20, 2018
Book Page020373/002101
Instrument403424
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueDec 19, 2028

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,144.00 (+5.88%) Homeowner's exemption$278,079 (+5.99%)$399,406 (-0.69%) Land $103,140 Building $296,266
2024$3,914.00 (+1.61%)
2023$3,852.00 (+2.91%) Homeowner's exemption$262,371 (+3%)$402,184 (+30.2%) Land $168,518 Building $233,666
2022$3,743.00 Homeowner's exemption$254,729$308,894 Land $133,141 Building $175,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

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