630 Summerset Dr, Jenison, MI 49428 Property Records

Ottawa County property record for 630 Summerset Dr, Jenison, MI 49428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1962
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Dec 2022)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Dec 2012 Mortgage May 2005 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`70-14-13-106-020`

Property Details

APN / Parcel Number

Primary APN	`70-14-13-106-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,552 sqft Living Area
1st Floor Area	1,486 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	630 SUMMERSET DR
City	JENISON
State	MI
Zip	49428-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 13 SNYDER SUBD
Legal Range	14W
Legal Township	6N
Legal Section	13
Legal Subdivision	SNYDER SUBD
Legal Block	106
Legal Lot Number	13
Jurisdiction	OTTAWA MI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1001
Census Tract	21605

Owner

630 Summerset Dr is owned and occupied by two individuals who acquired it in February 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 19, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Feb 11, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202242958
Last Transfer Date	Feb 6, 2026
Transfer Doc	20260003948
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20120053937
Date	Dec 18, 2012
Instrument	2012-0053937

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2042

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004864/016
Date	May 19, 2005
Book Page	4864/016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2035

Interest

Change Frequency	Monthly

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004864/001
Date	May 19, 2005
Book Page	4864/001

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 12, 2026
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20260003948
Map Reference	LB 14 PG 54
Instrument Date	Feb 6, 2026
Instrument	2026-0003948
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

Mortgage

Document Number	20260003949
Date	Feb 12, 2026
Instrument	2026-0003949

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 11, 2026
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20260003857
Map Reference	LB 14 PG 54
Instrument Date	Nov 28, 2025
Instrument	2026-0003857
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 CHAPARRAL TRCE, TYRONE, GA 30290-1954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 21, 2022
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20220042958
Map Reference	LB 14 PG 54
Instrument Date	Dec 9, 2022
Instrument	2022-0042958
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

Mortgage

Document Number	20220042960
Date	Dec 21, 2022
Instrument	2022-0042960

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 2, 2020
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20200037599
Map Reference	LB 14 PG 54
Instrument Date	Aug 21, 2020
Instrument	2020-0037599
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 SUMMERSET DR, 630, JENISON, MI 49428-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

Mortgage

Document Number	20200037600
Date	Sep 2, 2020
Instrument	2020-0037600

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 7, 2018
Property Address	630 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20180043387
Map Reference	LB14 PG54
Instrument Date	Sep 24, 2018
Instrument	2018-0043387
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 SUMMERSET DR, 630, JENISON, MI 49428-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SUMMERSET DR, JENISON, MI 49428-7938

Mortgage

Document Number	20180043388
Date	Dec 7, 2018
Instrument	2018-0043388

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 630 Summerset Dr was $4,106 with a homeowner's exemption, up 3.8% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Georgetown Charter Township
Unified School District	Jenison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,100 (+19.5%)	$370,200 (+19.5%)
2025	$4,106.00 (+3.84%) Homeowner's exemption	$154,900	$309,800
2024	$3,954.00
2023		$133,400	$266,800
2022	$3,343.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 Summerset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1981–2018)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Summerset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620
Water Source	Purchased surface water from WYOMING
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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