625 Summerset Dr, Jenison, MI 49428 Property Records

Ottawa County property record for 625 Summerset Dr, Jenison, MI 49428

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,108 sqft · built 1970
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2026)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Mar 2007 Second Mortgage Oct 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-14-13-106-004`

Property Details

APN / Parcel Number

Primary APN	`70-14-13-106-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,108 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	625 SUMMERSET DR
City	JENISON
State	MI
Zip	49428-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 8 SNYDER SUBD
Legal Range	14W
Legal Township	6N
Legal Section	13
Legal Subdivision	SNYDER SUBD
Legal Block	106
Legal Lot Number	8
Jurisdiction	OTTAWA MI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1001
Census Tract	21605

Owner

625 Summerset Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6570 BALSAM DR, 201, HUDSONVILLE, MI 49426-9229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK
Oct 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Mar 19, 2007	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Oct 2, 2023	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	20268948
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	20140007669
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005388/161
Date	Mar 19, 2007
Book Page	5388/161

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20100039823
Date	Oct 25, 2010
Instrument	2010-0039823

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005388/145
Date	Mar 19, 2007
Book Page	5388/145

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 2, 2026
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	0000008948
Instrument Date	Mar 27, 2026
Instrument	20268948
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	WEST EDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290,981.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000008949,
Date	Apr 2, 2026
Instrument	20268949

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 2, 2026
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20260008948
Instrument Date	Mar 27, 2026
Instrument	20268948
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WEST EDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290,981.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000008949,
Date	Apr 2, 2026
Instrument	20268949

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 2, 2023
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20230025058
Map Reference	LB 14 PG 54
Instrument Date	Sep 29, 2023
Instrument	2023-0025058
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 SUMMERSET DR, JENISON, MI 49428-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 N LINDY ST APT 4, 4, ZEELAND, MI 49464-2401

Mortgage

Document Number	20230025059
Date	Oct 2, 2023
Instrument	2023-0025059

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 23, 2017
Property Address	625 SUMMERSET DR, JENISON, MI 49428-7938
Document Number	20170039438
Map Reference	LB14 PG54
Instrument Date	Oct 4, 2017
Instrument	2017-0039438
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1160 INDUSTRIAL RD STE 1, 1160, SAN CARLOS, CA 94070-4128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 SUMMERSET DR, JENISON, MI 49428-7938

Mortgage

Document Number	20170039439
Date	Oct 23, 2017
Instrument	2017-0039439

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 625 Summerset Dr was $3,588 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Georgetown Charter Township
Unified School District	Jenison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,100 (+20.52%)	$304,200 (+20.52%)
2025	$3,588.00 Homeowner's exemption	$126,200	$252,400
2023		$112,100	$224,200
2022	$2,119.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 625 Summerset Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1981–2018)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Summerset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620
Water Source	Purchased surface water from WYOMING
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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