630 S Pine St, Gerald, MO 63037 Property Records

Franklin County property record for 630 S Pine St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 860 sqft · built 1964
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-4-002-013.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-4-002-013.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	860 sqft Living Area

Exterior

Year Built	Built 1964
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Garage Area	231 sqft
Patio Area	180 sqft

Location & Zoning

Street Address	630 S PINE ST
City	GERALD
State	MO
Zip	63037-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2&3 SOUTHERN HEIGHTS
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	SE
Legal Subdivision	SOUTHERN HEIGHTS
Legal Block	2
Legal Lot Number	2,3 3
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1049
Census Tract	800502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	914 S BERNHARDT AVE, GERALD, MO 63037-2322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2025	Beneficiary Deed, Transfer
Sep 22, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 12, 2008
Last Transfer Date	Sep 22, 2025
Transfer Doc	0002511942
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	630 S PINE ST, GERALD, MO 63037-2256
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002116768
Date	Sep 3, 2021
Instrument	2116768

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 22, 2025
Property Address	630 S PINE ST, GERALD, MO 63037-2256
Document Number	0002511942
Map Reference	DOC 2004-21291
Instrument Date	Sep 9, 2025
Instrument	2511942
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 S BERNHARDT AVE, GERALD, MO 63037-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	914 S BERNHARDT AVE, GERALD, MO 63037-2322

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Sep 22, 2025
Property Address	630 S PINE ST, GERALD, MO 63037-2256
Document Number	0002511941
Map Reference	DOC 2004-21291
Instrument Date	Sep 9, 2025
Instrument	2511941
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 S BERNHARDT AVE, GERALD, MO 63037-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 S BERNHARDT AVE, GERALD, MO 63037-2322

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 (+0.09%)	$17,811 (+7.75%)	$93,740 (+7.75%) Land $22,600 Building $71,140
2024	$1,068.00 (+11.6%)	$16,530 (-)
2023	$957.00 (+2.57%)	$16,530	$87,000 Land $22,600 Building $64,400
2022	$933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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