624 S Pine St, Gerald, MO 63037 Property Records

Franklin County property record for 624 S Pine St, Gerald, MO 63037 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 670 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$69,160 (May 2026)
Tax Bill	$802 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-4-002-014.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-4-002-014.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	670 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	264 sqft

Location & Zoning

Street Address	624 S PINE ST
City	GERALD
State	MO
Zip	63037-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 SOUTHERN HEIGHTS
Legal Range	4W
Legal Township	42N
Legal Section	11
Legal Subdivision	SOUTHERN HEIGHTS
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1049
Census Tract	800502

Owner

Source: Franklin County records · APN 25-1-11.0-4-002-014.000

Assessment roll updated November 11, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	202 HIGHWAY 50, ROSEBUD, MO 63091-1046
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2024	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
May 01, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Jul 08, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Jul 08, 2022 · Amount on Record
Deed Document Number	20262605666
Prior Transfer Date	Apr 30, 2026
Prior Transfer Doc	0002605666
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	624 S PINE ST, GERALD, MO 63037-2256
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002408482
Date	Jul 25, 2024
Instrument	2408482

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	624 S PINE ST, GERALD, MO 63037-2256
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002311493
Date	Sep 28, 2023
Instrument	2311493

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 01, 2026
Property Address	624 S PINE ST, GERALD, MO 63037-2256
Document Number	0002605666
Instrument Date	Apr 30, 2026
Instrument	2026.2605666
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 HIGHWAY 50, ROSEBUD, MO 63091-1046

Mortgage

Document Number	0002605760,
Date	May 01, 2026
Instrument	2026..2605760

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 08, 2022
Property Address	624 S PINE ST, GERALD, MO 63037-2256
Document Number	0002210896
Map Reference	PB F PG 36
Instrument Date	Jul 08, 2022
Instrument	2210896
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 HIGHWAY 50, ROSEBUD, MO 63091-1046

Mortgage

Document Number	0002210897
Date	Jul 08, 2022
Instrument	2210897

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00 (+18.11%)	$12,485 (+6.45%)	$65,710 (+6.45%) Land $8,320 Building $57,390
2023	$679.00 (+7.27%)	$11,729	$61,730 Land $8,320 Building $53,410
2022	$633.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Fiber	1,000 / 1,000
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: Whittrio, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on S Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures