Carson City property record for 630 Ruth St, Carson City, NV 89701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,596 sqft · built 1962 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $969 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| APN | 004-032-06 |
| Primary APN | 004-032-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Attic | Attic |
| Attic Area | 51 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Patio Area | 20 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Street Address | 630 RUTH ST |
|---|---|
| City | CARSON CITY |
| State | NV |
| Zip | 89701-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | MONSON-LARSEN SUBDIVISION LOT 15 |
| Legal Subdivision | MONSON-LARSEN SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | CARSON CITY NV |
| Township / Civil Division | CARSON CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 601 |
630 Ruth St is owned and occupied by an individual who acquired it in February 2025.
Source: Carson City records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 RUTH ST, CARSON CITY, NV 89701-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0000552759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARSON CITY NV |
| Property Address | 630 RUTH ST, CARSON CITY, NV 89701-5050 |
| Document Number | 0000499849 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 630 RUTH ST CARSON CITY NV 897015050, CARSON CITY, NV 89701-5050 |
| Document Number | 0000499849 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 499849 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 23, 2034 |
The 2025 property tax bill for 630 Ruth St was $969.
Source: Carson City assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Nevada |
| Municipality | Carson City |
| Unified School District | Carson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,525 (+0.54%) Land $29,400 Building $20,125 | $141,500 (+0.54%) Land $84,000 Building $57,500 | |
| 2025 | $969.00 | $49,258 Land $29,400 Building $19,858 | $140,736 Land $84,000 Building $56,736 |
| 2023 | $914.00 (+2.93%) | $42,590 (+19.74%) Land $24,500 Building $18,090 | $121,686 (+19.74%) Land $70,000 Building $51,686 |
| 2022 | $888.00 | $35,569 Land $19,600 Building $15,969 | $101,626 Land $56,000 Building $45,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 630 Ruth St; 44 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Ruth St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARSON CITY PUBLIC WORKS serves 59,000 people · EPA ID NV0000015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T.
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