560 Ruth St, Carson City, NV 89701 Property Records

Carson City property record for 560 Ruth St, Carson City, NV 89701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,502 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2022)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2022 Sale & Mortgage + 5 more
APN	`004-032-03`

Property Details

APN / Parcel Number

Primary APN	`004-032-03`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	560 RUTH ST
City	CARSON CITY
State	NV
Zip	89701-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	MONSON-LARSEN SUBDIVISION LOT 12
Legal Subdivision	MONSON-LARSEN SUBDIVISION
Legal Lot Number	12
Jurisdiction	CARSON CITY NV
Township / Civil Division	CARSON CITY
Census Block Group	2
Census Block	2000
Census Tract	601

Owner

Source: Carson City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2022	Grant Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 28, 2022	Intrafamily Transfer, Transfer
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 11, 2019	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	2022532473
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0000530244
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARSON CITY NV
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 RUTH ST, CARSON CITY, NV 89701-7008

Mortgage

Document Number	0000543114
Date	Oct 30, 2023
Instrument	543114

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARSON CITY NV
Recording Date	May 12, 2022
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Document Number	0000532473
Map Reference	DOC23937MB1PG96
Instrument Date	May 9, 2022
Instrument	532473
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ACME TITLE AND ESCROW SERVICES, ACME TITLE AND ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,579.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2824 CARMINE ST, 2824, CARSON CITY, NV 89706-1728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	560 RUTH ST, CARSON CITY, NV 89701-7008

Mortgage

Document Number	0000532474
Date	May 12, 2022
Instrument	532474

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARSON CITY NV
Recording Date	Feb 28, 2022
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Document Number	0000530244
Map Reference	DOC 23937
Instrument Date	Feb 28, 2022
Instrument	530244
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	560 RUTH ST, CARSON CITY, NV 89701-7008

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARSON CITY NV
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516120
Date	Feb 3, 2021
Instrument	516120

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARSON CITY NV
Recording Date	Feb 28, 2022
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Document Number	0000530243
Map Reference	DOC 23937
Instrument Date	Feb 28, 2020
Instrument	530243
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 RUTH ST, CARSON CITY, NV 89701-7008

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARSON CITY NV
Recording Date	Oct 11, 2019
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Document Number	0000499393
Instrument Date	Oct 7, 2019
Instrument	499393
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	560 RUTH ST CARSON CITY NV 897017008, CARSON CITY, NV 89701-7008

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARSON CITY NV
Recording Date	Oct 11, 2019
Property Address	560 RUTH ST, CARSON CITY, NV 89701-7008
Document Number	0000499392
Map Reference	MB 1 PG 96 DOC 23937
Instrument Date	Oct 7, 2019
Instrument	499392
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	TICOR TITLE CC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	560 RUTH ST, CARSON CITY, NV 89701-7008

Mortgage

Document Number	0000499394
Date	Oct 11, 2019
Instrument	499394

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Carson City assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Nevada
Municipality	Carson City
Unified School District	Carson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,152 (+0.53%) Land $29,400 Building $19,752	$140,435 (+0.53%) Land $84,000 Building $56,435
2025	$2,547.00 (+136.93%)	$48,893 (+15.74%) Land $29,400 Building $19,493	$139,694 (+15.75%) Land $84,000 Building $55,694
2023	$1,075.00 (+11.98%)	$42,242 (+19.54%) Land $24,500 Building $17,742	$120,691 (+19.54%) Land $70,000 Building $50,691
2022	$960.00	$35,338 Land $19,600 Building $15,738	$100,967 Land $56,000 Building $44,967

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON CITY PUBLIC WORKS serves 59,000 people · EPA ID NV0000015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T.

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