630 Riverside Dr SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 630 Riverside Dr SE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.122 acres (5,337 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2019)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-0130`

Property Details

APN / Parcel Number

Primary APN	`85-401-0130`
Alternative APNs	`85-00401-0130` `42086`

Exterior

Lot Area	5,337 sqft (0.122 acres)

Location & Zoning

Street Address	630 RIVERSIDE DR SE
City	SAINT CLOUD
State	MN
Zip	56304-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 1 AND LOT 2 OF BLOCK 1, EAST SAINT CLOUD, A PLAT OF RECORD ON FILE IN THE OFFICE OF THE COUNTY RECORDER IN
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	31500

Owner

Source: Sherburne County records · APN 85-401-0130

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	630 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 06, 2019	Warranty Deed, Transfer TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI COUNTY ABS & TITLE GUARANT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2019 · Amount on Record
Deed Sale	Jun 06, 2019 · Amount on Record
Deed Document Number	2019873020
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 18, 2022
Property Address	630 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Document Number	0000061312
Map Reference	MB I PG 462&463
Instrument Date	Nov 14, 2022
Instrument	61312
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	630 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445

Mortgage

Document Number	0000061313
Date	Nov 18, 2022
Instrument	61313

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 28, 2020
Property Address	630 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Document Number	0000898834
Instrument Date	Aug 20, 2020
Instrument	898834
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1313 9TH AVE SE ST CLOUD MN 563041620, ST CLOUD, MN 56304-1620

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 06, 2019
Property Address	630 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Document Number	0000873020
Instrument Date	May 31, 2019
Instrument	873020
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI COUNTY ABS & TITLE GUARANT

Transaction

Amount	Amount Recorded
Tax	$627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RIVERSIDE DR SE ST CLOUD MN 563041445, ST CLOUD, MN 56304-1445

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,400 (+4.02%) Land $40,000 Building $169,400	$209,400 (+4.02%) Land $40,000 Building $169,400
2025	$2,950.00 (+31.23%)	$201,300 (-) Land $40,000 Building $161,300	$201,300 (-) Land $40,000 Building $161,300
2023	$2,248.00	$201,300 Land $60,000 Building $141,300
2021			$201,300 Land $60,000 Building $141,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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