612 Riverside Dr SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 612 Riverside Dr SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,200 (Jan 2020)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-0110`

Property Details

APN / Parcel Number

Primary APN	`85-401-0110`
Alternative APNs	`85-00401-0110` `42084`

Exterior

Lot Area	7,690 sqft (0.176 acres)

Location & Zoning

Account Number	42084
Street Address	612 RIVERSIDE DR SE
City	SAINT CLOUD
State	MN
Zip	56304-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT OF LOTS 1 & 2, BLK 1 & OF WHAT WAS FORMERLY 4TH AVE SE AS IT LIES E'LY OF & ADJ OF SAID LOTS BEG AT A PT ON E
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 2, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Oct 28, 2014 · Amount on Record
Deed Document Number	2020884577
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	612 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924046
Date	Jul 23, 2021
Instrument	924046

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 2, 2020
Property Address	612 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1445
Document Number	0000884577
Instrument Date	Dec 13, 2019
Instrument	884577
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.86
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 RIVERSIDE DR SE ST CLOUD MN 563041445, ST CLOUD, MN 56304-1445

Mortgage

Document Number	884578
Date	Jan 2, 2020
Instrument	884578

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,400 (-) Land $40,000 Building $271,400	$311,400 (-) Land $40,000 Building $271,400
2025	$4,316.00 (+20.96%)	$311,400 (-) Land $40,000 Building $271,400	$311,400 (-) Land $40,000 Building $271,400
2023	$3,568.00	$311,400 Land $60,000 Building $251,400
2021			$311,400 Land $60,000 Building $251,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

Nearby Properties on Riverside Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures