630 Prospect Row, San Mateo, CA 94401 Property Records

San Mateo County property record for 630 Prospect Row, San Mateo, CA 94401

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,530 sqft · built 2009
Lot Size	0.553 acres (24,066 sqft)
Owner	Individual Name on File
Last Sale	$1,560,000 (May 2019)
Tax Bill	$19,875 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-740-020`

Property Details

APN / Parcel Number

Primary APN	`123-740-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	7 Units
Stories	2 Stories
Building Area	1,530 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	24,066 sqft (0.553 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	630 PROSPECT ROW
City	SAN MATEO
State	CA
Zip	94401-2324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 OF PROSPECT ROW TOWNHOMES 2009-102996
Legal Subdivision	PROSPECT ROW TOWNHOMES
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1003
Census Tract	605901

Owner

630 Prospect Row, a condominium, is owned and occupied by an individual who bought it in May 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 117416, BURLINGAME, CA 94011-7416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 8, 2019	Grant Deed, Transfer · ARM US BANK NA
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	Nov 17, 2009 · Amount on File
Deed Document Number	201934262
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324

Mortgage

Document Number	0000017354
Date	Apr 18, 2023
Instrument	2023-017354

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	7.62%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324

Mortgage

Document Number	0000118292
Date	Aug 12, 2021
Instrument	2021-118292

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 8, 2019
Property Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324
Document Number	0000034262
Map Reference	MB 137 PG 9&10
Instrument Date	Apr 30, 2019
Instrument	2019-034262
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324

Mortgage

Document Number	0000034263
Date	May 8, 2019
Instrument	2019-034263

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 18, 2018
Property Address	630 PROSPECT ROW, SAN MATEO, CA 94401-2324
Document Number	0000047397
Instrument Date	Apr 27, 2018
Instrument	47397
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5320 DON RICARDO DR CARLSBAD CA 920103947, CARLSBAD, CA 92010-3947

Tax Assessment & Valuation

The 2025 property tax bill for 630 Prospect Row was $19,875 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,615,000 (-) Land $484,000 Building $1,131,000
2025	$19,875.00 Homeowner's exemption	$1,615,000 Land $484,000 Building $1,131,000
2023	$20,413.00 (+1.72%) Homeowner's exemption	$1,672,633 Land $501,790 Building $1,170,843	$1,784,070
2022	$20,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Prospect Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 630 Prospect Row has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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