626 Prospect Row, San Mateo, CA 94401 Property Records

San Mateo County property record for 626 Prospect Row, San Mateo, CA 94401

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,540 sqft · built 2009
Lot Size0.553 acres (24,066 sqft)
Owner2 Individual Names on File
Last Sale$977,500 (Oct 2009)
Tax Bill$18,247 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN123-740-030

Property Details

APN / Parcel Number

Primary APN123-740-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units7 Units
Stories2 Stories
Building Area2,540 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Lot Area24,066 sqft (0.553 acres)
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address626 PROSPECT ROW
CitySAN MATEO
StateCA
Zip94401-2324
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 3 OF PROSPECT ROW TOWNHOMES 2009-102996
Legal SubdivisionPROSPECT ROW TOWNHOMES
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1003
Census Tract605901

Owner

626 Prospect Row, a condominium, is owned by two individuals who bought it in October 2009.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address101 TIPTOE LN, BURLINGAME, CA 94010-6007
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Mar 11, 2017Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2009 · Amount on File
Deed SaleOct 21, 2009 · Amount on File
Prior SaleMay 13, 2005
Deed Document Number2009138652
Prior Transfer DateMay 10, 2005
Prior Transfer Doc0000079696
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address626 PROSPECT ROW, SAN MATEO, CA 94401-2324
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028787
DateMar 27, 2020
Instrument2020-028787
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate1.75%
Type Change DateApr 1, 2030
Change FrequencyMonthly
Min Rate At Change2.95%
Index1-Year CMT
Max Rate10.9%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address626 PROSPECT ROW, SAN MATEO, CA 94401-2324
Document Number0000029397
Instrument DateMar 11, 2017
Transaction TypeMortgage
Record UpdatedApr 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address626 PROSPECT ROW SAN MATEO CA 944012324, SAN MATEO, CA 94401-2324

Mortgage

Document Number0000029397
DateApr 4, 2017
Instrument29397
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 626 Prospect Row was $18,247.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,487,788 (+2%) Land $762,327 Building $725,461
2025$18,247.00$1,458,617 Land $747,380 Building $711,237
2023$17,823.00 (+0.53%)$1,401,979 Land $718,359 Building $683,620$1,585,980
2022$17,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 Prospect Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 626 Prospect Row has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Sonic Telecom
Fiber
1,000 / 1,000
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Prospect Row

Nearby Streets

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