630 Pine Forest Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 630 Pine Forest Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,019 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (May 2019)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7582-79-1741`

Property Details

APN / Parcel Number

Primary APN	`7582-79-1741`
Alternative APN	`182731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,019 sqft Heated Area
1st Floor Area	1,832 sqft
Upper Floors Area	187 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Patio
Porch Area	447 sqft
Deck Area	216 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	630 PINE FOREST RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 PINE FOREST
Legal Subdivision	PINE FOREST
Legal Lot Number	10
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1008
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 667, CASHIERS, NC 28717-0667
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Deed Book / Page	2238 / 290
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	0020010303
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	630 PINE FOREST RD, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022741216
Date	Aug 24, 2020
Book Page	2274/1216

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	630 PINE FOREST RD, SAPPHIRE, NC 28774
Document Number	0022801592
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	630 PINE FOREST RD CASHIERS NC 28717, CASHIERS, NC 28717

Mortgage

Document Number	0022801592
Date	Oct 21, 2020
Book Page	002280/001592

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2030

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 15, 2019
Property Address	630 PINE FOREST RD, SAPPHIRE, NC 28774
Document Number	0022380290
Book / Page	002238 / 000290
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TRILLIUM WAY CLEVELAND SC 296359543, CLEVELAND, SC 29635-9543

Mortgage

Document Number	22380293
Date	May 15, 2019
Book Page	002238/000293

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,726 (-) Land $125,000 Building $580,726
2025	$2,681.00 (+57.06%)	$705,726 (+57.04%) Land $125,000 Building $580,726
2023	$1,707.00	$449,380 Land $125,000 Building $324,380

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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