339 Pine Forest Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 339 Pine Forest Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,400 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Company Names on File
Last Sale	$800,000 (Aug 2021)
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7582-68-7894`

Property Details

APN / Parcel Number

Primary APN	`7582-68-7894`
Alternative APN	`161994`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,400 sqft Heated Area
1st Floor Area	2,596 sqft
Upper Floors Area	804 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	704 sqft
Carport	Carport
Carport Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	945 sqft
Patio Area	945 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	339 PINE FOREST RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 PINE FOREST
Legal Subdivision	PINE FOREST
Legal Lot Number	5
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1008
Census Tract	950900

Owner

Source: Jackson County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1095 HIGHWAY A1A, 2402, SATELLITE BEACH, FL 32937-2384
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Intrafamily Transfer, Transfer
Dec 11, 2019	Deed of Trust, Mortgage · ARM SYNERGY ONE LENDING
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Dec 11, 2019	Deed of Trust, Mortgage · ARM SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Book / Page	2311 / 222
Last Transfer Date	Aug 27, 2025
Transfer Doc	0024050028
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Sep 18, 2025
Property Address	339 PINE FOREST RD, SAPPHIRE, NC 28774
Document Number	0024050028
Book / Page	2405 / 28
Map Reference	CAB 24 SL 952
Instrument Date	Aug 27, 2025
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 HIGHWAY A1A2402, SATELLITE BEACH, FL 32937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 HIGHWAY A1A APT 2402, 2402, SATELLITE BEACH, FL 32937-2384

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	339 PINE FOREST RD, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022560280
Date	Dec 11, 2019
Book Page	2256/280

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Jan 1, 2021
Index	1-Year LIBOR

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2021
Property Address	339 PINE FOREST RD, SAPPHIRE, NC 28774
Document Number	0023110222
Book / Page	2311 / 222
Map Reference	CAB 24 SL 952
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2623, CASHIERS, NC 28717-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 SW 15TH AVE, FORT LAUDERDALE, FL 33312-3306

Mortgage

Document Number	2311225
Date	Aug 16, 2021
Instrument	2311/225

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	339 PINE FOREST RD, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022560301
Date	Dec 11, 2019
Book Page	2256/301

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Jan 1, 2021
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,408.00 (+56.87%)	$1,160,006 (+56.86%) Land $100,000 Building $1,060,006
2023	$2,810.00	$739,540 Land $100,000 Building $639,540

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Skyrunner.

Cell Coverage

No cell data coverage reported

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