Harford County property record for 630 Pier Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 884 sqft · built 1980 |
| Lot Size | 0.319 acres (13,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2017) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-029053 |
| Primary APN | 01-029053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 884 sqft Total Area |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,916 sqft (0.319 acres) |
| Lot Dimensions | 98 ft deep x 129 ft wide |
| Deck Area | 240 sqft |
| Patio Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 029053 |
|---|---|
| Street Address | 630 PIER DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 295 155/129X98 A 630 PIER DRIVE HARBOUR OAKS P4 PT 42/7 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 295,630 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 301602 |
630 Pier Dr is owned and occupied by two individuals who bought it in January 2017.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 630 PIER DR, EDGEWOOD, MD 21040-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 12, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on File |
| Deed Sale | Jan 12, 2017 · Amount on File |
| Prior Sale | Jul 13, 2016 · Amount on File |
| Deed Document Number | 201712182-0129 |
| Deed Book / Page | 12182 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 630 PIER DR, EDGEWOOD, MD 21040-2911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 630 PIER DR, EDGEWOOD, MD 21040-2911 |
| Document Number | 0159600062 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 15960/62 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 22, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 12, 2017 |
| Property Address | 630 PIER DR, EDGEWOOD, MD 21040-2911 |
| Document Number | 0121820129 |
| Book / Page | 012182 / 000129 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 630 PIER DR EDGEWOOD MD 210402911, EDGEWOOD, MD 21040-2911 |
| Document Number | 121820138 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 012182/000138 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2047 |
The 2026 property tax bill for 630 Pier Dr was $2,710 with a homeowner's exemption, up 16.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 (+16.81%) Homeowner's exemption | $248,700 Land $60,900 Building $187,800 | $248,700 Land $60,900 Building $187,800 |
| 2025 | $2,320.00 Homeowner's exemption | ||
| 2023 | $202,200 Land $60,900 Building $141,300 | $202,200 Land $60,900 Building $141,300 | |
| 2022 | $2,124.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 630 Pier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Pier Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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