628 Pier Dr, Edgewood, MD 21040 Property Records

Harford County property record for 628 Pier Dr, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,496 sqft · built 1980
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Mar 2017)
Tax Bill	$2,687 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-026445`

Property Details

APN / Parcel Number

Primary APN	`01-026445`
Alternative APNs	`1026445` `026445`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,496 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026445
Street Address	628 PIER DR
City	EDGEWOOD
State	MD
Zip	21040-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 294 45/45X115 628 PIER DRIVE HARBOUR OAKS PT 42/8
Legal Subdivision	HARBOUR OAKS 05
Legal Lot Number	294,628
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3007
Census Tract	301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	628 PIER DR, EDGEWOOD, MD 21040-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	201712252-0354
Deed Book / Page	12252 / 354
Prior Transfer Date	Jun 14, 1985
Prior Transfer Doc	1276000542
Record Updated	Oct 29, 2026

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 7, 2017
Property Address	628 PIER DR, EDGEWOOD, MD 21040-2911
Document Number	0122520354
Book / Page	12252 / 0354
Map Reference	MB42 FO8
Instrument Date	Feb 28, 2017
Instrument	12252-0354
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	628 PIER DR, EDGEWOOD, MD 21040-2911

Mortgage

Document Number	122520361
Date	Mar 7, 2017
Instrument	12252-0361

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,687.00 (+14.19%)	$246,600 (+22.93%) Land $60,100 Building $186,500	$246,600 (+22.93%) Land $60,100 Building $186,500
2025	$2,353.00 (+11.73%)
2023		$200,600 Land $60,100 Building $140,500	$200,600 Land $60,100 Building $140,500
2022	$2,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2013)
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880