630 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 630 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,211 sqft · built 2018
Lot Size0.632 acres (27,560 sqft)
Owner2 Individual Names on File
Last Sale$780,000 (Oct 2020)
Tax Bill$12,243 (2025)
Flood ZoneZone X (minimal risk)
APN222-173-26-06

Property Details

APN / Parcel Number

Primary APN222-173-26-06

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,211 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Lot Area27,560 sqft (0.632 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address630 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 46 US 6 PER DOC17-0526949&UND INT IN TR 016159
Legal SubdivisionTERRACINA PH 3
Legal Tract016159
Legal Block4
Legal Lot Number46
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

630 Gemstone Dr, a condominium, is owned and occupied by two individuals who bought it in October 2020.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address630 GEMSTONE DR, SAN MARCOS, CA 92078-1408
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Prior SaleJun 29, 2018 · Amount on File
Deed Document Number2020656776
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 630 Gemstone Dr was $12,243 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$861,177 (+2%) Land $428,120 Building $433,057
2025$12,243.00 Homeowner's exemption$844,292 Land $419,726 Building $424,566
2023$11,417.00 (+2.11%) Homeowner's exemption$811,510 Land $403,429 Building $408,081
2022$11,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 630 Gemstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Gemstone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Gemstone Dr

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