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628 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 628 Gemstone Dr, San Marcos, CA 92078 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,550 sqft Living Area
Lot Size27,560 sqft (0.632 acres)
OccupancyOwner Occupied
Last Sale$829,000 (2020)
Tax Bill$13,165.00 (2025)

Property Details

APN / Parcel Number

Primary APN222-173-26-05

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,550 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment Style
Lot Area27,560 sqft (0.632 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address628 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1408
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 46 US 5 PER DOC17-0526949&UND INT IN TR 016159
Legal Subdivision15-006 RHO CORONADO VILLAGE M
Legal Tract016159
Legal Block4
Legal Lot Number46
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records · APN 222-173-26-05

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address628 GEMSTONE DR, SAN MARCOS, CA 92078-1408
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 09, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Jul 16, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jun 28, 2018Deed of Trust, Subdivision Related Transfer · Veterans Administration Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Doc Number2020736203
Record RefreshedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2020
Property Address628 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000736203
Instrument DateOct 06, 2020
Instrument2020-0736203
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address628 GEMSTONE DR, SAN MARCOS, CA 92078-1408

Mortgage

Document Number0000736204
DateNov 19, 2020
Instrument2020-0736204
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address628 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000585034
Instrument DateDec 09, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address628 GEMSTONE DR SAN MARCOS CA 920781408, SAN MARCOS, CA 92078-1408

Mortgage

Document Number0000585034
DateDec 16, 2019
Instrument585034
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 16, 2018
Property Address628 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000288069
Instrument DateJul 09, 2018
Instrument288069
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

June 2018: Deed of Trust, Subdivision Related Transfer

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address628 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000268045
Instrument DateJun 28, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 06, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Arms Length Transaction

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2662 RAWHIDE LN SAN MARCOS CA 920782130, SAN MARCOS, CA 92078-2130

Mortgage

Document Number0000268045
DateJun 29, 2018
Instrument268045
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$915,279 (+2%) Land $435,541 Building $479,738
2025$13,165.00 (+7.17%)$897,333 (+4.04%) Land $427,001 Building $470,332
2023$12,284.00 (+2.05%)$862,490 Land $410,421 Building $452,069
2022$12,037.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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