Chesapeake City property record for 630 Flatrock Ln, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,782 sqft · built 2010 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $600,000 (Mar 2025) |
| Tax Bill | $6,318 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2020 Refinance + 2 more |
| APN | 0384003000410 |
| Primary APN | 0384003000410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,782 sqft Living Area |
| 1st Floor Area | 1,978 sqft |
| Attic | Attic |
| Attic Area | 590 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,202 sqft (0.349 acres) |
| Lot Dimensions | 160 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | Deck Area |
| Patio Area | 433 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 630 FLATROCK LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 41 STONY RUN MANOR |
| Legal Subdivision | STONY R,WESTCHESTER,LINCOLNSHIRE,PEYTON, |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20804 |
630 Flatrock Ln is owned by a company that acquired it in March 2026.
Source: Chesapeake City records, as of October 19, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 630 FLATROCK LN, CHESAPEAKE, VA 23320-3289 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Gift Deed, Transfer |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK |
| Oct 4, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Mar 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on File |
| Deed Sale | Mar 27, 2025 · Amount on File |
| Prior Sale | Oct 26, 2010 · Amount on File |
| Deed Document Number | 20255974 |
| Deed Book / Page | 10837 / 436 |
| Last Transfer Date | Mar 23, 2026 |
| Transfer Doc | 0000007161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 23, 2026 |
| Property Address | 630 FLATROCK LN, CHESAPEAKE, VA 23320-3289 |
| Document Number | 010958/815 |
| Book / Page | 10958 / 815 |
| Map Reference | MB 150 PG 58 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 260007161 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 630 FLATROCK LN, CHESAPEAKE, VA 23320-3289 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 630 FLATROCK LN, CHESAPEAKE, VA 23320-3289 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010210/509 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 10210/509 |
| Instrument | 200030683 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 630 FLATROCK LN, CHESAPEAKE, VA 23320-3289 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010063/605 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 10063/605 |
| Instrument | 190026886 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 630 FLATROCK LN, CHESAPEAKE, VA 23320-3289 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10528/1673 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 10528/1673 |
| Instrument | 220007524 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 630 Flatrock Ln was $6,318.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622,900 (-0.42%) Land $200,000 Building $422,900 | $622,900 (-0.42%) Land $200,000 Building $422,900 | |
| 2025 | $6,318.00 | $625,500 Land $190,000 Building $435,500 | $625,500 Land $190,000 Building $435,500 |
| 2023 | $569,100 Land $175,000 Building $394,100 | $569,100 Land $175,000 Building $394,100 | |
| 2019 | $4,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 630 Flatrock Ln; there have been 23 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 23 (1998–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Flatrock Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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