Chesapeake City property record for 625 Flatrock Ln, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,484 sqft · built 2010 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,320 (Jun 2010) |
| Tax Bill | $7,009 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit Sep 2021 Refinance |
| APN | 0384003000080 |
| Primary APN | 0384003000080 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,484 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Upper Floors Area | 1,104 sqft |
| Attic | Attic |
| Attic Area | 60 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 160 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | Deck Area |
| Patio Area | 222 sqft |
| Balcony Area | 6 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 625 FLATROCK LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 8 STONY RUN MANOR |
| Legal Subdivision | STONY R,WESTCHESTER,LINCOLNSHIRE,PEYTON, |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 625 FLATROCK LN, CHESAPEAKE, VA 23320-3292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2010 · Amount on Record |
| Deed Sale | Jun 29, 2010 · Amount on Record |
| Deed Book / Page | 8147 / 557 |
| Last Transfer Date | Jun 3, 2025 |
| Transfer Doc | 10859/1163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 625 FLATROCK LN, CHESAPEAKE, VA 23320-3292 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 09994/1947 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 9994/1947 |
| Instrument | 190005907 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 625 FLATROCK LN, CHESAPEAKE, VA 23320-3292 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010453/455 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 10453/455 |
| Instrument | 210044132 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,300 (-0.1%) Land $200,000 Building $493,300 | $693,300 (-0.1%) Land $200,000 Building $493,300 | |
| 2025 | $7,009.00 (+9.88%) | $694,000 (+13.96%) Land $190,000 Building $504,000 | $694,000 (+13.96%) Land $190,000 Building $504,000 |
| 2024 | $6,379.00 (+33.93%) | ||
| 2023 | $609,000 (+11.17%) Land $175,000 Building $434,000 | $609,000 (+11.17%) Land $175,000 Building $434,000 | |
| 2022 | $547,800 Land $155,000 Building $392,800 | $547,800 Land $155,000 Building $392,800 | |
| 2019 | $4,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 23 (1998–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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