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630 Dey St, Key West, FL 33040 Property Records

Monroe County property record for 630 Dey St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,394 sqft · built 1933
Lot Size0.192 acres (8,406 sqft)
OwnerIndividual Name on File
Last Sale$3,600,000 (Jan 2019)
Tax Bill$34,738 (2024)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00000860-000000

Property Details

APN / Parcel Number

Primary APN00000860-000000
Alternative APNs
  • 01010100000860000000
  • 1000876

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,394 sqft Living Area
1st Floor Area2,989 sqft
Attic Area280 sqft
FlooringWood
Interior WallsWood
ElevatorElevator

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2016
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,406 sqft (0.192 acres)
Lot Dimensions93 ft deep x 90 ft wide
Garage Area260 sqft

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area880 sqft
Patio Area712 sqft
FenceFence
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1000876
Old Parcel Number01010100000860000000
Street Address630 DEY ST
CityKEY WEST
StateFL
Zip33040-6609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 1 SQR 12 G10-316/18 H1-289 OR483-829/30 OR853-1234/36 OR1021-1385/86 OR1225-1900/02 OR1309-2156/57 OR1410-1269/70
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 12
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1002
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address630 DEY ST, KEY WEST, FL 33040-6609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2019 · Amount on File
Deed SaleJan 24, 2019 · Amount on File
Prior SaleJun 8, 2004 · Amount on File
Deed Document Number2203148
Deed Book / Page2946 / 0088
Record UpdatedJun 8, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 24, 2019
Property Address630 DEY ST, KEY WEST, FL 33040-6609
Document Number0029460088
Book / Page2946 / 0088
Instrument DateJan 24, 2019
Instrument2203148
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1500 OCEAN DR APT 502, 1500, MIAMI BEACH, FL 33139-3160

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CHAMPAGNE CT, WATERVLIET, NY 12189-1250

Mortgage

Document Number0002203149
DateJan 24, 2019
Instrument2203149
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,263,688 (+5.99%)$4,391,290 (+9.16%) Land $2,040,604 Building $2,350,686
2024$34,738.00 (+1.5%)
2023$34,225.00 (+17.15%) Homeowner's exemption$4,022,841 (+10.99%) Land $1,749,268 Building $2,273,573$4,022,841 (+10.99%) Land $1,749,268 Building $2,273,573
2022$29,214.00$3,624,392 Land $1,325,392 Building $2,299,000$3,624,392 Land $1,325,392 Building $2,299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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