620 Dey St, Key West, FL 33040 Property Records

Monroe County property record for 620 Dey St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,428 sqft · built 1925
Lot Size	0.106 acres (4,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,950,000 (Apr 2021)
Tax Bill	$17,868 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00000880-000000`

Property Details

APN / Parcel Number

Primary APN	`00000880-000000`
Alternative APNs	`01010100000880000000` `1000892`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	2,400 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,625 sqft (0.106 acres)

Exterior Amenities

Pool Area	220 sqft
Porch	Open Porch
Porch Area	757 sqft
Patio Area	2,308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1000892
Street Address	620 DEY ST
City	KEY WEST
State	FL
Zip	33040-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LOT 1 SQR 12 G26-347 OR620-237 OR876-2277 OR876-2280/81 OR997-1510/11 OR1554-45 OR1554-46/47 OR1619-1513/14 OR1662-1501 OR2572-590/93 OR2946-1142 OR3090-2018
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SQUARE 12
Legal Tract	5
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1002
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 DEY ST, KEY WEST, FL 33040-6609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Mar 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 18, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	20212314990
Deed Book / Page	3090 / 2018
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	0029461142
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 20, 2021
Property Address	620 DEY ST, KEY WEST, FL 33040-6609
Document Number	0030902018
Book / Page	3090 / 2018
Instrument Date	Apr 19, 2021
Instrument	2314990
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3566 OLD MILL RD, 3566, SPRINGFIELD, OH 45502-7729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 DEY ST, KEY WEST, FL 33040-6609

Mortgage

Document Number	0030902026
Date	Apr 20, 2021
Instrument	3090/2026

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	12.6%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 11, 2021
Property Address	620 DEY ST, KEY WEST, FL 33040-6609
Document Number	0030802048
Book / Page	3080 / 2048
Instrument Date	Feb 25, 2021
Instrument	2307908
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 SHADOW DR W, 3101, ARLINGTON, TX 76006-2771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SHADOW DR W, ARLINGTON, TX 76006-2771

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 18, 2021
Property Address	620 DEY ST, KEY WEST, FL 33040-6609
Document Number	0030821496
Book / Page	3082 / 1496
Instrument Date	Dec 8, 2020
Instrument	2309267
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$8,669.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6332 GLEN VIEW PKWY, 6332, WEST BEND, WI 53095-9110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SHADOW DR W, ARLINGTON, TX 76006-2771

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 28, 2019
Property Address	620 DEY ST, KEY WEST, FL 33040-6609
Document Number	0029461142
Book / Page	002946 / 001142
Instrument Date	Jan 28, 2019
Instrument	2203472
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3566 OLD MILL RD SPRINGFIELD OH 455027729, SPRINGFIELD, OH 45502-7729

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,261,325 (+15.29%) Land $1,517,000 Building $744,325	$2,261,325 (+15.29%) Land $1,517,000 Building $744,325
2024	$17,868.00 (+9.82%)
2023	$16,270.00 (+13.44%)	$1,961,425 (+16.48%) Land $1,265,400 Building $696,025	$1,961,425 (+16.48%) Land $1,265,400 Building $696,025
2022	$14,343.00	$1,683,855 Land $980,500 Building $703,355	$1,683,855 Land $980,500 Building $703,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 202 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 units insured incl. 40 condo units
Nearby Flood Claims	400 (1978–2024)
Claims Outside the SFHA	44 of 400
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 92 claims Hurricane Wilma, Nov 2005 · 117 claims Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Dey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures