630 Birch St, Algonquin, IL 60102 Property Records

McHenry County property record for 630 Birch St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1979
Lot Size	0.222 acres (9,700 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2021)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-331-019`

Property Details

APN / Parcel Number

Primary APN	`19-27-331-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,842 sqft
Gross Area	3,054 sqft
1st Floor Area	1,266 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1979
Architectural Style	Contemporary
Exterior Material	Frame Siding
Lot Area	9,700 sqft (0.222 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	630 BIRCH ST
City	ALGONQUIN
State	IL
Zip	60102-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0031390 LT 2 BLK 3 SCENIC VIEW SUB
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	SCENIC VIEW
Legal Block	3
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1039
Census Tract	871311

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	630 BIRCH ST, ALGONQUIN, IL 60102-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Special Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 24, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 24, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Aug 16, 2017	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Mar 24, 2020
Deed Document Number	0000031390
Record Updated	Jun 7, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 9, 2021
Property Address	630 BIRCH ST, ALGONQUIN, IL 60102-2231
Document Number	0000031390
Map Reference	DOC 722184
Instrument Date	May 11, 2021
Instrument	2021R0031390
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NLT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL, 75, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 BIRCH ST, ALGONQUIN, IL 60102-2231

Mortgage

Document Number	0000031391
Date	Jun 9, 2021
Instrument	2021R0031391

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 24, 2020
Property Address	630 BIRCH ST, ALGONQUIN, IL 60102-2231
Document Number	0000010381
Instrument Date	Mar 24, 2020
Instrument	10381
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 BAYPORT DR #880 TAMPA FL 336078409, 880, TAMPA, FL 33607-8409
Investor	Possibly a Property Investor

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 24, 2020
Property Address	630 BIRCH ST, ALGONQUIN, IL 60102-2231
Document Number	0000003022
Instrument Date	Jan 16, 2020
Instrument	3022
Transaction Type	Foreclosure
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	630 BIRCH ST, ALGONQUIN, IL 60102-2231
Document Number	0000030797
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 BIRCH ST ALGONQUIN IL 601022231, ALGONQUIN, IL 60102-2231

Mortgage

Document Number	0000030797
Date	Aug 21, 2017
Instrument	30797

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Aug 20, 2045

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$107,116 Land $19,398 Building $87,718	$321,348 Land $58,194 Building $263,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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