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625 Birch St, Algonquin, IL 60102 Property Records

McHenry County property record for 625 Birch St, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,510 sqft · built 1986
Lot Size0.275 acres (11,982 sqft)
Owner2 Individual Names on File
Last Sale$230,999 (Jun 2017)
Deeds & MortgagesMay 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-27-330-037

Property Details

APN / Parcel Number

Primary APN19-27-330-037

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,510 sqft
Gross Area3,730 sqft
1st Floor Area1,260 sqft
2nd Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialFrame Siding
Lot Area11,982 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address625 BIRCH ST
CityALGONQUIN
StateIL
Zip60102-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0022819 LT 22 BLK 2 SCENIC VIEW SUB
Legal Range08E
Legal Township43N
Legal Section27
Legal SubdivisionSCENIC VIEW
Legal Block2
Legal Lot Number22
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1041
Census Tract871311

Owner

Source: McHenry County records · APN 19-27-330-037

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address625 BIRCH ST, ALGONQUIN, IL 60102-2230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 23, 2017Warranty Deed, Transfer · Conventional with PMI
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2017 · Amount on Record
Deed SaleJun 23, 2017 · Amount on Record
Prior SaleDec 06, 2001 · Amount on Record
Deed Document Number2017R0022819
Record UpdatedJun 07, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address625 BIRCH ST, ALGONQUIN, IL 60102-2230
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNOVUS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017320
DateMay 18, 2020
Instrument2020R0017320
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 23, 2017
Property Address625 BIRCH ST, ALGONQUIN, IL 60102-2230
Document Number0000022819
Instrument DateJun 15, 2017
Instrument22819
Transaction TypeTransfer
Record UpdatedJul 12, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$346.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address625 BIRCH ST ALGONQUIN IL 601022230, ALGONQUIN, IL 60102-2230

Mortgage

Document Number22820
DateJun 23, 2017
Instrument22820
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 22, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$96,899 Land $19,398 Building $77,501$290,697 Land $58,194 Building $232,503

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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