630 Bengal Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 630 Bengal Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,706 sqft · built 2016
Lot Size	0.105 acres (4,592 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Nov 2021)
Tax Bill	$8,922 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-440-140-000`

Property Details

APN / Parcel Number

Primary APN	`213-440-140-000`
Alternative APN	`213-440-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,706 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,592 sqft (0.105 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-440-14
Street Address	630 BENGAL LN
City	TRACY
State	CA
Zip	95376-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 213-350-61 PER THE BUNGALOWS PM 42-032
Legal Subdivision	BUNGALOWS
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5310

Owner

630 Bengal Ln is owned and occupied by two individuals who bought it in November 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 BENGAL LN, TRACY, CA 95376-2479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 4, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	2021192055
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 17, 2021
Property Address	630 BENGAL LN, TRACY, CA 95376-2479
Document Number	0000192055
Map Reference	MB 42 PG 32
Instrument Date	Nov 15, 2021
Instrument	2021-192055
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	630 BENGAL LN, TRACY, CA 95376-2479

Mortgage

Document Number	0000192056
Date	Nov 17, 2021
Instrument	2021-192056

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	630 BENGAL LN, TRACY, CA 95376-2479
Document Number	0000089529
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	630 BENGAL LN TRACY CA 953762479, TRACY, CA 95376-2479

Mortgage

Document Number	0000089529
Date	Jul 24, 2020
Instrument	89529

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 4, 2019
Property Address	630 BENGAL LN, TRACY, CA 95376-2479
Document Number	0000112881
Instrument Date	Sep 30, 2019
Instrument	112881
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	630 BENGAL LN TRACY CA 953762479, TRACY, CA 95376-2479

Mortgage

Document Number	112882
Date	Oct 4, 2019
Instrument	112882

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	630 BENGAL LN, TRACY, CA 95376-2479
Document Number	0000080900
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 BENGAL LN TRACY CA 953762479, TRACY, CA 95376-2479

Mortgage

Document Number	0000080900
Date	Jul 23, 2018
Instrument	80900

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 630 Bengal Ln was $8,922, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,922.00 (+0.03%)
2025	$8,919.00	$753,456 Land $127,344 Building $626,112
2023	$8,026.00 (+2.11%) Homeowner's exemption	$724,200 Land $122,400 Building $601,800	$756,270
2022	$7,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Bengal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Bengal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, Verizon.

Nearby Properties on Bengal Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures