620 Bengal Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 620 Bengal Ln, Tracy, CA 95376 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,352 sqft · built 2015
Lot Size	0.104 acres (4,549 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Nov 2019)
Tax Bill	$7,344 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-440-130-000`

Property Details

APN / Parcel Number

Primary APN	`213-440-130-000`
Alternative APN	`213-440-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	4,549 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-440-13
Street Address	620 BENGAL LN
City	TRACY
State	CA
Zip	95376-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 213-350-61 PER THE BUNGALOWS PM 42-032
Legal Subdivision	BUNGALOWS
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5310

Owner

Source: San Joaquin County records · APN 213-440-130-000

Assessment roll updated September 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 BENGAL LN, TRACY, CA 95376-2479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NDF LENDING
Nov 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC
Nov 18, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	2019133810
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	620 BENGAL LN, TRACY, CA 95376-2479
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BENGAL LN, TRACY, CA 95376-2479

Mortgage

Document Number	0000022385
Date	Mar 11, 2026
Instrument	2026-022385

Lender

Name	NDF LENDING
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 18, 2019
Property Address	620 BENGAL LN, TRACY, CA 95376-2479
Document Number	0000133811
Map Reference	MB 42 PG 32
Instrument Date	Nov 15, 2019
Instrument	2019-133811
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BENGAL LN, TRACY, CA 95376-2479

Mortgage

Document Number	0000133812
Date	Nov 18, 2019
Instrument	2019-133812

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 01, 2024
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 18, 2019
Property Address	620 BENGAL LN, TRACY, CA 95376-2479
Document Number	0000133810
Map Reference	MB 42 PG 32
Instrument Date	Oct 25, 2019
Instrument	2019-133810
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 BENGAL LN, TRACY, CA 95376-2479

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,344.00 (+10.1%) Homeowner's exemption	$623,374 (+4.04%) Land $131,235 Building $492,139
2023	$6,670.00 (+2.11%) Homeowner's exemption	$599,170 Land $126,140 Building $473,030	$690,300
2022	$6,532.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Ayera Technologies, AT&T, Zinnia Networks, UnWired Broadband Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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