Bristol County and Fall River City property record for 630 Bay St, Fall River, MA 02724
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,202 sqft · built 1883 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | Individual on Record |
| Last Sale | $317,000 (Dec 2021) |
| Tax Bill | $4,329 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0H-06 B:0000 L:0015 |
| Primary APN | FALL M:0H-06 B:0000 L:0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 3,810 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,048 sqft (0.162 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Street Address | 630 BAY ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02724-1410 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | IND |
| Legal Lot Number | 15 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 640500 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 8, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 29, 2021 | Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 24, 2021 | Quit Claim Deed, Transfer |
| Oct 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jun 24, 2021 · Amount on Record |
| Deed Document Number | 202130078 |
| Deed Book / Page | 10871 / 35 |
| Last Transfer Date | May 8, 2026 |
| Transfer Doc | 012051-284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | May 8, 2026 |
| Property Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 012051-284 |
| Book / Page | 12051 / 284 |
| Instrument Date | May 8, 2026 |
| Instrument | 20266077 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | May 7, 2026 |
| Property Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 012049-216 |
| Book / Page | 12049 / 216 |
| Instrument Date | May 2, 2026 |
| Instrument | 20265960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 0000005960, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 12049/216 |
| Instrument | 20265960 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010600-146 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 10600/146 |
| Instrument | 13224 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Dec 29, 2021 |
| Property Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 0010871-35 |
| Book / Page | 10871 / 35 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 30078 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 0000030079 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 30079 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Jun 24, 2021 |
| Property Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 010618-248 |
| Book / Page | 10618 / 248 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 14397 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 630 BAY ST, FALL RIVER, MA 02724-1410 |
| Document Number | 9904-165 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 630 BAY ST FALL RIVER MA 027241410, FALL RIVER, MA 02724-1410 |
| Document Number | 9904-165 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 009904/000165 |
| Instrument | 17600 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,329.00 (+8.88%) | $378,100 (+9.28%) Land $109,300 Building $268,800 |
| 2024 | $3,976.00 (+12.7%) | $346,000 (+20.35%) Land $105,300 Building $240,700 |
| 2023 | $3,528.00 | $287,500 Land $87,000 Building $200,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 3 (1991–2005) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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